Hamilton County property record for 1237 Driftwood Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,280 sqft · built 1982 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,395 (Jul 2025) |
| Tax Bill | $5,079 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2026 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-20-312-030.000-018 |
| Primary APN | 29-10-20-312-030.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,893 sqft |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 519 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,094 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1237 DRIFTWOOD DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-9378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 20, TOWNSHIP 18, RANGE 4, COOL CREEK NORTH, SECTION 12, LOT 145 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | COOL CREEK NORTH SECTION 12 |
| Legal Lot Number | 145 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 110904 |
1237 Driftwood Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Hamilton County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF INDIANAPOLIS |
| Jul 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on File |
| Deed Sale | Jul 31, 2025 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Document Number | 202531384 |
| Prior Transfer Date | Aug 18, 2009 |
| Prior Transfer Doc | 0000046197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022037 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021022037 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 6, 2026 |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Document Number | 0000019714 |
| Instrument Date | May 1, 2026 |
| Instrument | 202619714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019714, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202619714 |
| Name | NATIONAL BANK OF INDIANAPOLIS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 31, 2025 |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Document Number | 0000031384 |
| Map Reference | MB 7 PG 146 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 2025031384 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Document Number | 0000031385 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 2025031385 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021022037 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021022037 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045339 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019045339 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054024 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019054024 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1237 DRIFTWOOD DR, CARMEL, IN 46033-9378 |
| Document Number | 0000045149 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1237 DRIFTWOOD DR CARMEL IN 460339378, CARMEL, IN 46033-9378 |
| Document Number | 0000045149 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 45149 |
| Name | NATIONAL BK/INDIANAPOLIS |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 10, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $435,900 (-4.16%) Land $115,800 Building $320,100 | $435,900 (-4.16%) Land $115,800 Building $320,100 | |
| 2024 | $5,079.00 (+5.33%) | $454,800 (+1.81%) Land $115,800 Building $339,000 | $454,800 (+1.81%) Land $115,800 Building $339,000 |
| 2023 | $4,822.00 (+20.61%) Homeowner's exemption | $446,700 (+26.69%) Land $107,700 Building $339,000 | $446,700 (+26.69%) Land $107,700 Building $339,000 |
| 2022 | $3,998.00 Homeowner's exemption | $352,600 Land $107,700 Building $244,900 | $352,600 Land $107,700 Building $244,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1237 Driftwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1237 Driftwood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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