1237 Cunningham Ln, Cadiz, KY 42211 Property Records

Trigg County property record for 1237 Cunningham Ln, Cadiz, KY 42211 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,179 sqft · built 1995
Lot Size0.45 acres (19,422 sqft)
Owner2 Individual Names on File
Tax Bill$4,918 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Apr 2017 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNS-11-18-37

Property Details

APN / Parcel Number

Primary APNS-11-18-37
Alternative APN
  • 198233

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,179 sqft Living Area
Basement Area2,474 sqft
Unfinished Basement2,474 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area19,422 sqft (0.45 acres)
Garage Area862 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address1237 CUNNINGHAM LN
CityCADIZ
StateKY
Zip42211-8139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionENCHANTED SHORES 36 37 38 & 39
Legal SubdivisionENCHANTED SHORES
Legal Lot Number38&39
JurisdictionTRIGG KY
Township / Civil DivisionCERULEAN
Census Block Group2
Census Block2027
Census Tract970100

Owner

Source: Trigg County records · APN S-11-18-37

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2017Deed of Trust, Mortgage · Line of Credit
BANTERRA BANK
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
BANTERRA BANK
Apr 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANTERRA BANK
Jun 08, 2017Deed of Trust, Mortgage · Line of Credit
BANTERRA BANK
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
BANTERRA BANK
Apr 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANTERRA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000349/244
DateJun 08, 2017
Book Page349/244
Lender
NameBANTERRA BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueApr 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000293/124
DateApr 11, 2017
Book Page293/124
Lender
NameBANTERRA BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000347/428
DateApr 11, 2017
Book Page347/428
Lender
NameBANTERRA BANK
TypeBank
AddressMARION, IL 62959
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number349/244
DateJun 08, 2017
Book Page349/244
Lender
NameBANTERRA BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueApr 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0000293124
DateApr 11, 2017
Book Page293/124
Lender
NameBANTERRA BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address1237 CUNNINGHAM LN, CADIZ, KY 42211-8139
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0000347428
DateApr 11, 2017
Book Page347/428
Lender
NameBANTERRA BANK
TypeBank
AddressMARION, IL 62959
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Trigg County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyTrigg County
Unified School DistrictTrigg County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,918.00 (-8.55%)$561,250 (-)$561,250 (-)
2023$5,378.00$561,250$561,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Trigg County (21221C), updated April 19, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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