St. Johns County property record for 1237 Cunningham Creek Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,379 sqft · built 1995 |
| Lot Size | 0.93 acres (40,510 sqft) |
| Owner | Company Name on Record |
| Last Sale | $660,000 (Mar 2015) |
| Tax Bill | $10,429 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 000631-0390 |
| Primary APN | 000631-0390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,379 sqft Living Area |
| Gross Area | 4,415 sqft |
| 1st Floor Area | 3,057 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,510 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 835 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 237 sqft |
| Deck Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1237 CUNNINGHAM CREEK DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/29-36 RIVER OAKS PLANTATION UNIT 1 REPLAT LOT 39 OR4002/347 & 4633/1787 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | RIVER OAKS PLANTATION UNIT 1 REPLAT |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20803 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 30, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Deed Document Number | 201516448 |
| Deed Book / Page | 4002 / 347 |
| Last Transfer Date | Oct 25, 2018 |
| Transfer Doc | 0046331787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Document Number | 0056610323 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 5661/323 |
| Instrument | 2022102764 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0053111183 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 5311/1183 |
| Instrument | 2021075222 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0047110883 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 4711/0883 |
| Instrument | 2019026753 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 1237 CUNNINGHAM CREEK DR, SAINT JOHNS, FL 32259-8963 |
| Document Number | 0046331787 |
| Book / Page | 004633 / 001787 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 78431 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1237 CUNNINGHAM CREEK DR ST JOHNS FL 322598963, ST JOHNS, FL 32259-8963 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,263 (+2.7%) | $956,736 (-0.7%) Land $325,000 Building $631,736 | |
| 2025 | $10,429.00 (+10.88%) Homeowner's exemption | $677,958 (+5.99%) | $963,442 (+10.88%) Land $325,000 Building $638,442 |
| 2024 | $9,406.00 (+5.29%) | ||
| 2023 | $8,933.00 (+2.2%) Homeowner's exemption | $639,661 (+3%) | $868,929 (+13.1%) Land $275,000 Building $593,929 |
| 2022 | $8,741.00 Homeowner's exemption | $621,030 | $768,285 Land $252,000 Building $516,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1996–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures