1237 Coolidge Ave, Saginaw, MI 48638 Property Records

Saginaw County property record for 1237 Coolidge Ave, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,411 sqft · built 1954
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Oct 2017)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-21-1126-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-21-1126-000`
Alternative APN	`124211126000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,411 sqft
Basement Area	1,091 sqft
Finished Basement	1,091 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	172 ft deep x 68 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	335 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1237 COOLIDGE AVE
City	SAGINAW
State	MI
Zip	48638-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 1/2 OF LOT 41 BLK 4 HOMEWOOD SUBD OF LOTS 2,3,5,6,8,9, 10,12,16-23 INCL & N 265.94 FT OF LOT 7 P.O. JOHNSONS AD D TO THE
Legal Range	04E
Legal Township	12N
Legal Section	21
Legal Subdivision	HOMEWOOD SUBD
Legal Block	4
Legal Lot Number	41,7
Legal Unit	41,7
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3004
Census Tract	10402

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1237 COOLIDGE AVE, SAGINAW, MI 48638-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Oct 25, 2017	Warranty Deed, Transfer · ARM ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Sep 23, 2011 · Amount on File
Deed Document Number	201728993
Deed Book / Page	5
Prior Transfer Date	Jan 22, 2002
Prior Transfer Doc	0007065210
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1237 COOLIDGE AVE, SAGINAW, MI 48638-4709
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 COOLIDGE AVE, SAGINAW, MI 48638-4709

Mortgage

Document Number	0000013081
Date	Apr 27, 2022
Instrument	2022013081

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 25, 2017
Property Address	1237 COOLIDGE AVE, SAGINAW, MI 48638-4709
Document Number	2017028993
Book / Page	5
Instrument Date	Oct 19, 2017
Instrument	2017028993
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5110 PHEASANT RUN DR APT 6, 6, SAGINAW, MI 48638-6360

Mortgage

Document Number	0000028994
Date	Oct 25, 2017
Instrument	2017028994

Lender

Name	ISABELLA BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2024
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,400 (+22.52%)	$182,800 (+22.52%)
2025	$2,607.00 (+18.45%) Homeowner's exemption
2023		$74,600	$149,200
2022	$2,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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