1237 Cinnamon Ridge Rd, Moneta, VA 24121 Property Records

Bedford County property record for 1237 Cinnamon Ridge Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,636 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Dec 2019)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221 11 14`

Property Details

APN / Parcel Number

Primary APN	`221 11 14`
Alternative APNs	`90506390` `523368`

Exterior

Lot Area	43,636 sqft (1 acres)

Location & Zoning

Street Address	1237 CINNAMON RIDGE RD
City	MONETA
State	VA
Zip	24121-6399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINNAMON RIDGE LT 14 PB 45/53
Legal Subdivision	CINNAMON RIDGE
Legal Lot Number	14
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	30504

Owner

1237 Cinnamon Ridge Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Bedford County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 CINNAMON RIDGE RD, MONETA, VA 24121-6399
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Dec 10, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	201911715
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	May 27, 2026
Property Address	1237 CINNAMON RIDGE RD, MONETA, VA 24121-6399
Document Number	0000004754
Instrument Date	May 15, 2026
Instrument	20264754
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CINNAMON RIDGE RD, MONETA, VA 24121-6399

Mortgage

Document Number	0000004754,
Date	May 27, 2026
Instrument	20264754

Lender

Name	MILEND INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1237 CINNAMON RIDGE RD, MONETA, VA 24121-6399
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012314
Date	Aug 25, 2021
Instrument	210012314

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 10, 2019
Property Address	1237 CINNAMON RIDGE RD, MONETA, VA 24121-6399
Document Number	0190011715
Instrument Date	Nov 15, 2019
Instrument	190011715
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	STATEWIDE SETTLEMENT SERVICES, STATEWIDE STLMNT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 CRANBERRY CT, MONETA, VA 24121-6358

Mortgage

Document Number	0190011716
Date	Dec 10, 2019
Instrument	190011716

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1237 Cinnamon Ridge Rd was $1,236.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$301,600 Land $55,000 Building $246,600
2023	$1,236.00 Additional exemption filed	$150,800	$301,600 Land $55,000 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1237 Cinnamon Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Cinnamon Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
ZiTEL Fiber	960 / 960

May also be available: T-Mobile.

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