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1237 Champion Ferry Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 1237 Champion Ferry Rd, Gaffney, SC 29341

Property Summary

Property TypeSingle Family Home
Details1,365 sqft · built 1940
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Apr 2005)
Tax Bill$998 (2025)
Deeds & MortgagesJul 2024 Mortgage
May 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN029379-23-3

Property Details

APN / Parcel Number

Primary APN029379-23-3
Alternative APNs
  • 0390000045000 60852489
  • 039-00-00-045.000
  • 029181223

Interior

Stories1 Story
Building Area1,365 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Lot Area87,120 sqft (2 acres)
PorchSlab

Location & Zoning

Street Address1237 CHAMPION FERRY RD
CityGAFFNEY
StateSC
Zip29341-5617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1237 CHAMPION FERRY RD QUITCLAIM TOMMY CAREY TO REBECCA THEN THURSTONE $82000 RERECORDED DEED 213 167//SIGNED 4%
Legal TractOR
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2017
Census Tract970204

Owner

Source: Cherokee County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 MCGEE ST, GREENVILLE, SC 29601-2210
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2024Deed of Trust, Mortgage · VA Mortgage
TRUIST BANK
May 18, 2026Correction Deed
NONE LISTED ON DOCUMENT
Jan 23, 2026Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2005 · Amount on Record
Deed SaleApr 27, 2005 · Amount on Record
Deed Book / Page213 / 167
Last Transfer DateMay 6, 2026
Transfer Doc0000002682
Record UpdatedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address1237 CHAMPION FERRY RD, GAFFNEY, SC 29341-5617
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 CHAMPION FERRY RD, GAFFNEY, SC 29341-5617

Mortgage

Document Number0001740899
DateJul 16, 2024
Book Page174/899
Instrument2024-3475
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

May 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionCHEROKEE SC
Recording DateMay 18, 2026
Property Address1237 CHAMPION FERRY RD, GAFFNEY, SC 29341-5617
Document Number0000002682
Book / Page198 / 1434
Instrument DateMay 6, 2026
Instrument20262682
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MCGEE ST, GREENVILLE, SC 29601-2210

January 2026: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHEROKEE SC
Recording DateJan 23, 2026
Property Address1237 CHAMPION FERRY RD, GAFFNEY, SC 29341-5617
Document Number0001932658
Book / Page193 / 2658
Map ReferenceMB 13-I PG 16
Instrument DateJan 14, 2026
Instrument2026-399
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 RUSHING WATERS DR, INMAN, SC 29349-6788

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00$2,890 (+50.52%) Land $960 Building $1,930$53,300 (-) Land $16,000 Building $37,300
2023Homeowner's exemption$1,920 Land $640 Building $1,280$53,300 Land $16,000 Building $37,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANIEL MORGAN WATER DISTRICT (1120001)
serves 5,746 people · EPA ID SC1120001
Water SourcePurchased surface water from GRASSY POND WATER CO INC
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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