1237 Cedar St, Elkhart, IN 46514 Property Records

Elkhart County property record for 1237 Cedar St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1920
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Tax Bill	$2,098 (2024)
Deeds & Mortgages	Aug 2022 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-06-06-261-001.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-06-261-001.000-012`
Alternative APN	`0606261001012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	624 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	138 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1237 CEDAR ST
City	ELKHART
State	IN
Zip	46514-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	GREGGS LOTS 41 & 42
Legal Subdivision	GREGGS
Legal Block	261
Legal Lot Number	41,42
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5023
Census Tract	2400

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1225 CEDAR ST, ELKHART, IN 46514-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022
Deed Sale	Aug 2, 2022
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202216611
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0000000532
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Aug 2, 2022
Property Address	1237 CEDAR ST, ELKHART, IN 46514-2362
Document Number	0000006611
Instrument Date	Jun 9, 2022
Instrument	2022-16611
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 CEDAR ST, ELKHART, IN 46514-2362

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 21, 2020
Property Address	1237 CEDAR ST, ELKHART, IN 46514-2362
Document Number	0000000498
Instrument Date	Nov 20, 2020
Instrument	2020-30498
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CEDAR ST, ELKHART, IN 46514-2362

Mortgage

Document Number	0000000499
Date	Dec 21, 2020
Instrument	2020-30499

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,900 (+11.55%) Land $28,300 Building $86,600	$114,900 (+11.55%) Land $28,300 Building $86,600
2024	$2,098.00 (+126.57%)	$103,000 (+5.21%) Land $28,300 Building $74,700	$103,000 (+5.21%) Land $28,300 Building $74,700
2023		$97,900 (+6.88%) Land $28,300 Building $69,600	$97,900 (+6.88%) Land $28,300 Building $69,600
2022	$926.00	$91,600 Land $28,300 Building $63,300	$91,600 Land $28,300 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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