1237 Borden Dr, Elgin, IL 60120 Property Records

Cook County property record for 1237 Borden Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1974
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Nov 2020)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-217-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-217-004`
Alternative APN	`06-18-217-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1237 BORDEN DR
City	ELGIN
State	IL
Zip	60120-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD)(UNIT4) SUB PT OF NE SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	PARKWOOD UNIT4
Legal Lot Number	383
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2004
Census Tract	804404

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1237 BORDEN DR, ELGIN, IL 60120-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP
May 12, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Apr 12, 2000 · Amount on Record
Deed Document Number	202035065
Prior Transfer Date	Mar 22, 1995
Prior Transfer Doc	0000000737
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 3, 2020
Property Address	1237 BORDEN DR, ELGIN, IL 60120-4635
Document Number	2030835065
Instrument Date	Sep 4, 2020
Instrument	30835065
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 JOSLYN DR ELGIN IL 601204578, ELGIN, IL 60120-4578

Mortgage

Document Number	2030835066
Date	Nov 3, 2020
Instrument	30835066

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1237 BORDEN DR, ELGIN, IL 60120-4635
Document Number	2016821157
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1237 BORDEN DR ELGIN IL 601204635, ELGIN, IL 60120-4635

Mortgage

Document Number	2016821157
Date	Jun 16, 2020
Instrument	16821157

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+2%) Land $6,006 Building $23,994	$300,000 (+2%) Land $60,060 Building $239,940
2023	$7,196.00 (+2.9%)
2022	$6,993.00 Homeowner's exemption	$25,000 Land $4,719 Building $20,281	$250,000 Land $47,190 Building $202,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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