1237 Belgrade Swansboro Rd, Hubert, NC 28539 Property Records

Onslow County property record for 1237 Belgrade Swansboro Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	1 ba · 946 sqft · built 2006
Lot Size	14.5 acres (632,491 sqft)
Owner	2 Individual Names on File
Last Sale	$706,000 (Sep 2026)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1152-52.4`

Property Details

APN / Parcel Number

Primary APN	`1152-52.4`
Alternative APNs	`470649000` `051966`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	946 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	632,491 sqft (14.5 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	470649000
Street Address	1237 BELGRADE SWANSBORO RD
City	HUBERT
State	NC
Zip	28539-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1434
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3036
Census Tract	103

Owner

1237 Belgrade Swansboro Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit UBANK
Mar 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LINDA TAYLOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Book / Page	6667 / 515
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 4, 2026
Property Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007
Document Number	6667000515
Book / Page	6667 / 515
Instrument Date	Aug 26, 2026
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007

Mortgage

Document Number	6667000519,
Date	Sep 4, 2026
Book Page	6667/519

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058740139
Date	Nov 18, 2022
Book Page	5874/139

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number	0055420557
Date	Aug 13, 2021
Book Page	5542/557

Lender

Name	UBANK
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 22, 2021
Property Address	1237 BELGRADE SWANSBORO RD, HUBERT, NC 28539-4007
Document Number	0054150603
Book / Page	5415 / 603
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 CLUBHOUSE DRIVE, SWANSBORO, NC 28584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4130, EMERALD ISLE, NC 28594-4130

Mortgage

Document Number	0005415607
Date	Mar 22, 2021
Instrument	5415/607

Lender

Name	LINDA TAYLOR
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	3 Months
Due	May 31, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 1237 Belgrade Swansboro Rd was $2,340.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00	$476,693 (+33.38%) Land $269,860 Building $206,833	$476,693 (+33.38%) Land $269,860 Building $206,833
2025	$2,340.00	$357,393 Land $139,560 Building $217,833	$357,393 Land $139,560 Building $217,833
2023	$2,131.00	$325,393 Land $107,560 Building $217,833	$325,393 Land $107,560 Building $217,833

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1237 Belgrade Swansboro Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 Belgrade Swansboro Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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