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1237 Allen St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1237 Allen St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,738 sqft · built 1920
Lot Size0.251 acres (10,940 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2007)
Tax Bill$6,118 (2023)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN081-134-10

Property Details

APN / Parcel Number

Primary APN081-134-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,738 sqft Heated Area
Gross Area2,109 sqft
1st Floor Area1,738 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,940 sqft (0.251 acres)
PorchPorch
Porch Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number081-134-10
Street Address1237 ALLEN ST
CityCHARLOTTE
StateNC
Zip28205-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionP3&4B7M173-582
Legal SubdivisionEAST END
Legal Block7
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1038
Census Tract800

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1237 ALLEN ST, CHARLOTTE, NC 28205-2828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 20, 2020Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2007 · Amount on Record
Deed SaleAug 2, 2007 · Amount on Record
Prior SaleMar 4, 2004 · Amount on Record
Deed Document Number0022627831
Deed Book / Page22627 / 831
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1237 ALLEN ST, CHARLOTTE, NC 28205-2828
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007012
DateJan 13, 2021
Book Page35544/317
Instrument2021007012
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1237 ALLEN ST, CHARLOTTE, NC 28205-2828
Document Number0000056135
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1237 ALLEN ST CHARLOTTE NC 282052828, CHARLOTTE, NC 28205-2828

Mortgage

Document Number0000056135
DateApr 22, 2020
Book Page034494/000551
Instrument56135
Lender
NameCHARLOTTE METRO CU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 21, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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