1237 95th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1237 95th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1945
Lot Size0.126 acres (5,490 sqft)
OwnerIndividual Name on Record
Last Sale$142,500 (Jul 2019)
Tax Bill$5,135 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN291100 161.10-3-4

Property Details

APN / Parcel Number

Primary APN291100 161.10-3-4
Alternative APNs
  • 11001610100003004000
  • 15/0533.G

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area728 sqft
Upper Floors Area364 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,490 sqft (0.126 acres)
Lot Dimensions122 ft deep x 45 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area396 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0533.G
Street Address1237 95TH ST
CityNIAGARA FALLS
StateNY
Zip14304-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-A
Legal DescriptionTM 497 LT 515 66 R 1
Legal SubdivisionMILE RESERVE
Legal Block3
Legal Lot Number4.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2003
Census Tract22500

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1237 95TH ST, NIAGARA FALLS, NY 14304-2611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2019 · Amount on Record
Deed SaleJul 11, 2019 · Amount on Record
Prior SaleOct 3, 2014 · Amount on Record
Deed Document Number201910871
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJul 11, 2019
Property Address1237 95TH ST, NIAGARA FALLS, NY 14304-2611
Document Number0000010871
Instrument DateJul 9, 2019
Instrument10871
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8521 PORTER RD #123 NIAGARA FALLS NY 143041630, 123, NIAGARA FALLS, NY 14304-1630

Mortgage

Document Number10872
DateJul 11, 2019
Instrument10872
Lender
NamePREMIUM MTG
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2049

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,135.00 (+14.47%)
2025$4,486.00$70,800 (-) Land $4,600 Building $66,200$157,300 (+19.98%) Land $10,220 Building $147,080
2023$70,800 Land $4,600 Building $66,200$131,100 Land $8,518 Building $122,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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