1237 4th St, Rensselaer, NY 12144 Property Records

Rensselaer County and Rensselaer City property record for 1237 4th St, Rensselaer, NY 12144

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,399 sqft · built 1890
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,500 (Jan 2024)
Tax Bill	$5,427 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Mortgage + 1 more
APN	`381400 144.29-7-3`

Property Details

APN / Parcel Number

Primary APN	`381400 144.29-7-3`
Alternative APN	`61213`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	603 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	100 ft deep x 31.3 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61213
Street Address	1237 4TH ST
City	RENSSELAER
State	NY
Zip	12144-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HOUSE,GARAGE
Legal Block	7
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	RENSSELAER
Census Block Group	2
Census Block	2005
Census Tract	51601

Owner

Source: Rensselaer County and Rensselaer City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24B OLD HICKORY DR, 2B, ALBANY, NY 12204-1140
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Jan 31, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20242024-637782
Deed Book / Page	10593 / 54
Prior Transfer Date	Jul 2, 2009
Prior Transfer Doc	0051530000000233
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Sep 1, 2026
Property Address	1237 4TH ST, RENSSELAER, NY 12144-1807
Document Number	0000675704
Book / Page	11366 / 219
Instrument Date	Aug 24, 2026
Instrument	2026675704
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 4TH ST, RENSSELAER, NY 12144-1807
Investor	Possibly a Property Investor

Mortgage

Document Number	0000675704,
Date	Sep 1, 2026
Book Page	11366/219
Instrument	2026675704

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2053

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	1237 4TH ST, RENSSELAER, NY 12144-1807
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111530068
Date	Dec 22, 2025
Book Page	11153/68
Instrument	2025-665409

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

January 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 31, 2024
Property Address	1237 4TH ST, RENSSELAER, NY 12144-1807
Document Number	0105930054
Book / Page	10593 / 54
Instrument Date	Jan 25, 2024
Instrument	2024-637782
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24B OLD HICKORY DR # 2N, 2N, ALBANY, NY 12204-1140
Investor	Possibly a Property Investor

Mortgage

Document Number	2024637783
Date	Jan 31, 2024
Instrument	2024-637783

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Rensselaer City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Rensselaer City
Unified School District	Rensselaer City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,427.00 (+5.75%)
2025	$5,132.00	$31,300 (-) Land $7,500 Building $23,800	$186,310 (+19.05%) Land $44,643 Building $141,667
2023		$31,300 Land $7,500 Building $23,800	$156,500 Land $37,500 Building $119,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2023–2026)
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RENSSELAER CITY PWS serves 9,300 people · EPA ID NY4100044
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Sep 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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