1237 4th St NW, Grand Rapids, MI 49504 Property Records

Kent County property record for 1237 4th St NW, Grand Rapids, MI 49504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1890
Lot Size	0.118 acres (5,120 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2023)
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-13-23-330-006`

Property Details

APN / Parcel Number

Primary APN	`41-13-23-330-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	725 sqft
Basement Area	725 sqft
Unfinished Basement	725 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Roof Type	Gable
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Porch	Porch
Porch Area	77 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1237 4TH ST NW
City	GRAND RAPIDS
State	MI
Zip	49504-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 5* F A STONE ADDITION
Legal Subdivision	F A STONE ADD
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	5
Census Block	5014
Census Tract	1600

Owner

1237 4th St NW is owned and occupied by an individual who bought it in September 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP
Jan 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202352648
Prior Transfer Date	Dec 26, 2017
Prior Transfer Doc	0000006693
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 14, 2023
Property Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035
Document Number	0000052648
Map Reference	LB 14 PG 3
Instrument Date	Sep 11, 2023
Instrument	20230914-0052648
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WASHINGTON ST SE APT 10, 10, GRAND RAPIDS, MI 49503-4462

Mortgage

Document Number	0000052649
Date	Sep 14, 2023
Instrument	20230914-0052649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 16, 2020
Property Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035
Document Number	0000121366
Instrument Date	Oct 30, 2020
Instrument	20201216-0121366
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 4TH ST NW, 1237, GRAND RAPIDS, MI 49504-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035

Mortgage

Document Number	0000121367
Date	Dec 16, 2020
Instrument	20201216-0121367

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035
Document Number	0000090004
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 4TH ST NW GRAND RAPIDS MI 495045035, GRAND RAPIDS, MI 49504-5035

Mortgage

Document Number	0000090004
Date	Nov 15, 2018
Instrument	90004

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jan 25, 2018
Property Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035
Document Number	0000006693
Instrument Date	Dec 26, 2017
Instrument	20180125-0006693
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 4TH ST NW, 1237, GRAND RAPIDS, MI 49504-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 4TH ST NW, GRAND RAPIDS, MI 49504-5035

Mortgage

Document Number	0000006694
Date	Jan 25, 2018
Instrument	20180125-0006694

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1237 4th St NW was $3,021.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,700 (+1.58%)	$193,400 (+1.58%)
2025	$3,021.00	$95,200	$190,400
2023		$75,700	$151,400
2021	$1,962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1237 4th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1237 4th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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