San Bernardino County property record for 12368 Silver Saddle Dr, Rancho Cucamonga, CA 91739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,057 sqft · built 2001 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2015) |
| Tax Bill | $8,297 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0225-431-42-0000 |
| Primary APN | 0225-431-42-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| Gross Area | 2,677 sqft |
| 1st Floor Area | 2,057 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,280 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 111 sqft |
| Patio Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12368 SILVER SADDLE DR |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91739-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 13812 LOT 93 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 13812 |
| Legal Tract | 13812 |
| Legal Block | 3 |
| Legal Lot Number | 93 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2043 |
Source: San Bernardino County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12368 SILVER SADDLE DR, RANCHO CUCAMONGA, CA 91739-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 6, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2001 · Amount on Record |
| Deed Document Number | 2015561270 |
| Prior Transfer Date | Oct 28, 2005 |
| Prior Transfer Doc | 0000826609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12368 SILVER SADDLE DR, RANCHO CUCAMONGA, CA 91739-9535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 12368 SILVER SADDLE DR, RANCHO CUCAMONGA, CA 91739-9535 |
| Document Number | 0000305708 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-0305708 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12368 SILVER SADDLE DR, RANCHO CUCAMONGA, CA 91739-9535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000081153 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020-0081153 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Etiwanda Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $679,465 (+2%) Land $161,501 Building $517,964 | |
| 2025 | $8,297.00 (+4.64%) Homeowner's exemption | $666,142 (+4.04%) Land $158,334 Building $507,808 |
| 2023 | $7,929.00 (+0.98%) Homeowner's exemption | $640,274 Land $152,185 Building $488,089 |
| 2022 | $7,852.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks.
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