12368 Saddle Ct, Granger, IN 46530 Property Records

St. Joseph County property record for 12368 Saddle Ct, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,366 sqft · built 1987
Lot Size	0.522 acres (22,755 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,021 (2024)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-05-19-205-005.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-19-205-005.000-011`
Alternative APN	`00610952352`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,008 sqft
Basement Area	1,284 sqft
Finished Basement	642 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	22,755 sqft (0.522 acres)
Lot Dimensions	205 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00610952352
Street Address	12368 SADDLE CT
City	GRANGER
State	IN
Zip	46530-7166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 PRAIRIE LANE ESTATES WEST SEC 2 W1/2 NE SEC 19-38-4E
Legal Range	04E
Legal Township	38
Legal Section	19
Legal Subdivision	PRAIRIE LANE ESTATES
Legal Lot Number	31
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	3
Census Block	3009
Census Tract	11406

Owner

12368 Saddle Ct is owned and occupied by two individuals who acquired it in April 1995.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12368 SADDLE CT, GRANGER, IN 46530-7166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 1995
Deed Sale	Apr 25, 1995
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	May 29, 2026
Property Address	12368 SADDLE CT, GRANGER, IN 46530-7166
Document Number	0000013244
Instrument Date	May 15, 2026
Instrument	202613244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12368 SADDLE CT, GRANGER, IN 46530-7166

Mortgage

Document Number	0000013244,
Date	May 29, 2026
Instrument	202613244

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	12368 SADDLE CT, GRANGER, IN 46530-7166
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2108293
Date	Mar 16, 2021
Instrument	2108293

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$510,400 Land $67,800 Building $442,600	$510,400 Land $67,800 Building $442,600
2024	$4,021.00 (+36.21%)
2023	$2,952.00 (-8.09%)	$339,900 (+0.03%) Land $67,800 Building $272,100	$339,900 (+0.03%) Land $67,800 Building $272,100
2022	$3,212.00	$339,800 Land $67,800 Building $272,000	$339,800 Land $67,800 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12368 Saddle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12368 Saddle Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Saddle Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures