12361 Watson Cir, Cedar Key, FL 32625 Property Records

Levy County property record for 12361 Watson Cir, Cedar Key, FL 32625

Property Summary

Property TypeMobile Home
Details1,152 sqft · built 2023
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$57,500 (May 2021)
Tax Bill$5,953 (2024)
Deeds & MortgagesJun 2022 Construction Loan
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN16265-000-00

Property Details

APN / Parcel Number

Primary APN16265-000-00
Alternative APN
  • 3015131626500000

Interior

Building Area1,152 sqft Living Area
Gross Area1,296 sqft
1st Floor Area1,152 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMobile Home
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,810 sqft (0.34 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12361 WATSON CIR
CityCEDAR KEY
StateFL
Zip32625-4646
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description30-15-13 CEDAR KEY SHORES # 4 LOT 6 OR BOOK 1585 PAGE 273
Legal Range13E
Legal Township15S
Legal Section30
Legal SubdivisionCEDAR KEY SHORES UNIT 4
Legal Lot Number6
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1132
Census Tract970400

Owner

12361 Watson Cir, a mobile home, is owned by two individuals who bought it in May 2021.

Source: Levy County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address431 BLUE CYPRESS DR, GROVELAND, FL 34736-8133
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
May 25, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on File
Deed SaleMay 25, 2021 · Amount on File
Prior SaleMay 14, 2004 · Amount on File
Deed Document Number2021683684
Deed Book / Page1585 / 273
Prior Transfer DateDec 20, 2006
Prior Transfer Doc0010530479
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEVY FL
Property Address12361 WATSON CIR, CEDAR KEY, FL 32625-4646
Transaction TypeMortgage
Record UpdatedJan 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BLUE CYPRESS DR, GROVELAND, FL 34736-8133
InvestorPossibly a Property Investor

Mortgage

Document Number0016470255
DateJun 28, 2022
Book Page1647/255
Instrument703834
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateMay 25, 2021
Property Address12361 WATSON CIR, CEDAR KEY, FL 32625-4646
Document Number0015850273
Book / Page1585 / 273
Map ReferenceMB 5 PG 51
Instrument DateMay 24, 2021
Instrument683684
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$402.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4810, SANTA ROSA BEACH, FL 32459-4810

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 BLUE CYPRESS DR, GROVELAND, FL 34736-8133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252,209 Land $56,000 Building $196,209$252,209 Land $56,000 Building $196,209
2024$5,953.00 (+404.06%)
2023$1,181.00 (+1.64%)$56,000 (-)$56,000 (-) Land $56,000
2022$1,162.00$56,000$56,000 Land $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12361 Watson Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12361 Watson Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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