12360 Rd 298, Union, MS 39365 Property Records

Neshoba County property record for 12360 Rd 298, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1856
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`14200-26-005.001`

Property Details

APN / Parcel Number

Primary APN	`14200-26-005.001`
Alternative APN	`19012`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,728 sqft Living Area
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1856
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Utility Building	120 sqft

Location & Zoning

Account Number	19012
Street Address	12360 ROAD 298
City	UNION
State	MS
Zip	39365-8070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 NW1/4 W OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	5
Census Block	5038
Census Tract	10600

Owner

12360 Rd 298 is owned and occupied by an individual who acquired it in October 2022.

Source: Neshoba County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	12360 ROAD 298, UNION, MS 39365-8070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Oct 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Jun 15, 2007
Deed Document Number	2022-4298
Deed Book / Page	2022 / 4298
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12360 ROAD 298, UNION, MS 39365-8070
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8099
Date	Oct 17, 2022
Book Page	2022/8099
Instrument	2022-8099

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2027

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 17, 2022
Property Address	12360 ROAD 298, UNION, MS 39365-8070
Document Number	02022/4298
Book / Page	2022 / 4298
Instrument Date	Oct 17, 2022
Instrument	2022-4298
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 584, PHILADELPHIA, MS 39350-0584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10631 BYRD DOERNER RD, COLLINSVILLE, MS 39325-9019

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$5,944	$59,120 Land $7,930 Building $51,190
2023	$5,233	$51,990 Land $7,960 Building $44,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12360 Rd 298 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12360 Rd 298 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 298

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