1236 Cardinal Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1236 Cardinal Rd, Ardmore, OK 73401

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,875 sqft · built 2003
Lot Size	51.8 acres (2,258,150 sqft)
Owner	Trust Name on File
Last Sale	$154,500 (Feb 2009)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30451`

Property Details

APN / Parcel Number

Primary APN	`30451`
Alternative APN	`0000-06-04S-01E-4-004-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,875 sqft Living Area
1st Floor Area	2,875 sqft
2nd Floor Area	640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,258,150 sqft (51.8 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	175 sqft
Storage Building	800 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30451
Street Address	1236 CARDINAL RD
City	ARDMORE
State	OK
Zip	73401-7783
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	W/2 SE SE-SW NE SE-E 495 E/2 SW SE-E 495 SE NW SE- LESS .66 AC FOR RD ROW- 06 04S 1E
Legal Range	01E
Legal Township	04S
Legal Section	06
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3001
Census Tract	892501

Owner

1236 Cardinal Rd, a rural home, is owner-occupied and held in a trust since June 2021.

Source: Carter County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 1, 2021	Intrafamily Transfer, Transfer
May 24, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2009 · Amount on File
Deed Sale	Feb 9, 2009 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Document Number	20091388
Deed Book / Page	4957 / 4
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000007641
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6617/147
Date	Oct 16, 2018
Book Page	6617/147
Instrument	2018-011273

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Sep 29, 2025

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Jul 1, 2021
Property Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783
Document Number	7070/89
Book / Page	7070 / 89
Instrument Date	Jun 30, 2021
Instrument	2021-007322
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	May 24, 2019
Property Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783
Document Number	6722/283
Book / Page	6722 / 283
Instrument Date	May 21, 2019
Instrument	2019-006112
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1236 CARDINAL RD, ARDMORE, OK 73401-7783

Tax Assessment & Valuation

The 2025 property tax bill for 1236 Cardinal Rd was $4,815 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,326 (+3.21%) Land $2,148 Building $53,178	$461,058 (-11.11%) Land $17,902 Building $443,156
2025	$4,815.00 (-0.02%) Homeowner's exemption	$53,603 (+3%) Land $2,148 Building $51,455	$518,706 (-2.67%) Land $17,902 Building $500,804
2024	$4,816.00 (+6.36%) Homeowner's exemption	$52,041 (+3%) Land $2,119 Building $49,922	$532,959 (+10.03%) Land $17,902 Building $515,057
2023	$4,528.00 Homeowner's exemption	$50,526 Land $2,116 Building $48,410	$484,361 Land $17,902 Building $466,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1236 Cardinal Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1236 Cardinal Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Chickasaw Telephone Company DSL	10 / 1

May also be available: 360 Broadband, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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