12359 Cheroy Rd, Ashland, VA 23005 Property Records

Hanover County property record for 12359 Cheroy Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size	1.71 acres (74,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$2,022 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7789-86-3595`

Property Details

APN / Parcel Number

Primary APN	`7789-86-3595`
Alternative APN	`10185045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	74,749 sqft (1.71 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10185045
Street Address	12359 CHEROY RD
City	ASHLAND
State	VA
Zip	23005-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12300 BLK CHEROY ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1001
Census Tract	320801

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12359 CHEROY RD, ASHLAND, VA 23005-7926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage CAPTIAL CENTER LLC
Aug 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Nov 9, 2015 · Amount on Record
Deed Document Number	202564930
Deed Book / Page	3421 / 2485
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	0033802310
Record Updated	Sep 20, 2026

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HANOVER VA
Recording Date	Jun 27, 2025
Property Address	12359 CHEROY RD, ASHLAND, VA 23005-7926
Document Number	0034212485
Book / Page	3421 / 2485
Instrument Date	Jun 24, 2025
Instrument	20250627000064930
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12359 CHEROY RD, ASHLAND, VA 23005-7926

Mortgage

Document Number	20250627000064940
Date	Jun 27, 2025
Instrument	20250627000064940

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANOVER VA
Recording Date	Aug 10, 2023
Property Address	12359 CHEROY RD, ASHLAND, VA 23005-7926
Document Number	0033802310
Book / Page	3380 / 2310
Instrument Date	Aug 7, 2023
Instrument	20230810000072800
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12353 CHEROY RD, ASHLAND, VA 23005-7926

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,022.00 (+9.65%)	$249,700 (+9.66%) Land $92,300 Building $157,400	$249,700 (+9.66%) Land $92,300 Building $157,400
2025	$1,844.00 (+13.13%)	$227,700 (+13.11%) Land $92,300 Building $135,400	$227,700 (+13.11%) Land $92,300 Building $135,400
2023	$1,630.00	$201,300 Land $82,100 Building $119,200	$201,300 Land $82,100 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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