12357 Old Hwy 76, Morganton, GA 30560 Property Records

Fannin County property record for 12357 Old Hwy 76, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,310 sqft · built 1935
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$161,900 (May 2019)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0024 117`

Property Details

APN / Parcel Number

Primary APN	`0024 117`
Alternative APN	`3049`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,310 sqft Heated Area
1st Floor Area	150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Carport
Garage Area	700 sqft
Carport	Carport
Carport Area	700 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	30 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3049
Street Address	12357 OLD HIGHWAY 76
City	MORGANTON
State	GA
Zip	30560-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL259 TRT1 DB1295-638* 1.61 ACS
Legal Subdivision	ZONE 5 RURAL
Legal Tract	1
Legal Lot Number	1
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2007
Census Tract	50500

Owner

12357 Old Hwy 76 is owned and occupied by two individuals who bought it in May 2019.

Source: Fannin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12357 OLD HIGHWAY 76, MORGANTON, GA 30560-3447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	20191028
Deed Book / Page	1295 / 638
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 15, 2019
Property Address	12357 OLD HIGHWAY 76, MORGANTON, GA 30560-3447
Document Number	001295/638
Book / Page	1295 / 638
Instrument Date	May 15, 2019
Instrument	2019-001028
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12357 OLD HIGHWAY 76, MORGANTON, GA 30560-3447

Mortgage

Document Number	0000001295/0000000641
Date	May 21, 2019
Book Page	0000001295/0000000641
Instrument	002374100014

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 19, 2018
Property Address	12357 OLD HIGHWAY 76, MORGANTON, GA 30560-3447
Document Number	001272/104
Book / Page	1272 / 104
Instrument Date	Oct 19, 2018
Instrument	2018-002647
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12357 OLD HIGHWAY 76, MORGANTON, GA 30560-3447

Mortgage

Document Number	0000001272/0000000107
Date	Oct 22, 2018
Book Page	0000001272/0000000107
Instrument	002322010014

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12357 Old Hwy 76 was $1,448.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00	$159,650 Land $24,994 Building $134,656	$399,124 Land $62,484 Building $336,640
2023		$133,107 (-1.18%) Land $24,994 Building $108,114	$332,768 (-1.18%) Land $62,484 Building $270,284
2022	$1,888.00	$134,697 Land $24,994 Building $109,703	$336,742 Land $62,484 Building $274,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12357 Old Hwy 76 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12357 Old Hwy 76 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC, ETC.

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