12354 Harvey Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12354 Harvey Rd, Clear Spring, MD 21722

Property Summary

Property Type	Rural Home
Details	2 ba · 1,836 sqft · built 1993
Lot Size	23.2 acres (1,014,077 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Dec 2021)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-008049`

Property Details

APN / Parcel Number

Primary APN	`04-008049`
Alternative APN	`008049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,014,077 sqft (23.2 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008049
Street Address	12354 HARVEY RD
City	CLEAR SPRING
State	MD
Zip	21722-1337
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	EC
Legal Description	23.28 ACRES 12354 HARVEY RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12354 HARVEY RD, CLEAR SPRING, MD 21722-1337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 1, 2021	Deed, Transfer CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Book / Page	6852 / 53
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12354 HARVEY RD, CLEAR SPRING, MD 21722-1337
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057680342
Date	Jun 8, 2018
Book Page	5768/0342

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 1, 2021
Property Address	12354 HARVEY RD, CLEAR SPRING, MD 21722-1337
Document Number	0068520053
Book / Page	6852 / 53
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12354 HARVEY RD, CLEAR SPRING, MD 21722-1337

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (+9.55%) Homeowner's exemption	$338,200 (+16.41%) Land $77,700 Building $260,500	$338,200 (-) Land $77,700 Building $260,500
2025	$2,545.00 (+25.37%) Homeowner's exemption	$290,533 (+48.84%)	$338,200 (+73.26%) Land $77,700 Building $260,500
2023	$2,030.00	$195,200 Land $77,700 Building $117,500	$195,200 Land $77,700 Building $117,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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