Allegany County property record for 12351 Wright Ave, #A, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,450 sqft · built 1983 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,624 (Jun 2023) |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-003826 |
| Primary APN | 06-003826 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Type | Basement |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 564 sqft |
| Deck Area | 1,750 sqft |
| Patio Area | 1,000 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 003826 |
|---|---|
| Street Address | 12351 WRIGHT AVE, A |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WRIGHT ST LOTS 169-170 198X223 BG 1ST 205X292 |
| Legal Subdivision | BOWLING GREEN FIRST ADDITION |
| Legal Lot Number | 169,170 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1300 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12351 WRIGHT AVE, CUMBERLAND, MD 21502-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB |
| Feb 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2017 · Amount on Record |
| Deed Book / Page | 2890 / 433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12351 WRIGHT AVE # A, A, CUMBERLAND, MD 21502-5207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12351 WRIGHT AVE, CUMBERLAND, MD 21502-5207 |
| Document Number | 003147-0306 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 3147/306 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Apr 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12351 WRIGHT AVE # A, A, CUMBERLAND, MD 21502-5207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12351 WRIGHT AVE, CUMBERLAND, MD 21502-5207 |
| Document Number | 002945-0079 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 2945/79 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Mar 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12351 WRIGHT AVE # A, A, CUMBERLAND, MD 21502-5207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12351 WRIGHT AVE, CUMBERLAND, MD 21502-5207 |
| Document Number | 002744-0086 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 2744/86 |
| Name | STANDARD BANK |
|---|---|
| Type | Bank |
| Address | MONROEVILLE, PA 15146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 3, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12351 WRIGHT AVE # A, A, CUMBERLAND, MD 21502-5207 |
| Document Number | 0023410169 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12351 WRIGHT AVE CUMBERLAND MD 215025207, CUMBERLAND, MD 21502-5207 |
| Document Number | 0023410169 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 002341/000169 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,800 (+9.15%) Land $23,200 Building $297,600 | $320,800 (-) Land $23,200 Building $297,600 | |
| 2025 | $3,449.00 (+32.2%) Homeowner's exemption | $293,900 (+22.41%) | $320,800 (+33.61%) Land $23,200 Building $297,600 |
| 2023 | $2,609.00 Homeowner's exemption | $240,100 Land $23,100 Building $217,000 | $240,100 Land $23,100 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
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