12351 Meadow Dr, Berlin, MD 21811 Property Records

Worcester County property record for 12351 Meadow Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,790 sqft · built 2019
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Jun 2026)
Tax Bill	$14,583 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2026 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`10-354846`

Property Details

APN / Parcel Number

Primary APN	`10-354846`
Alternative APN	`354846`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	3,790 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.112 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	376 sqft
Deck Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	354846
Street Address	12351 MEADOW DR
City	BERLIN
State	MD
Zip	21811-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 33 4900 SQ FT NE SIDE MEADOW RD AMD PL 1 SNUG HARBOR
Legal Subdivision	SNUG HARBOR PLAT #1
Legal Lot Number	33
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1032
Census Tract	951700

Owner

Source: Worcester County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4961 MOUNTAIN RD, PASADENA, MD 21122-6205
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2022	Deed, Transfer · Stand-Alone First Mortgage NEW TRIPOLI BANK
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 22, 2019	Deed of Trust, Mortgage BANK OF OCEAN CTY
Mar 24, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Book / Page	9173 / 241
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0059450054
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 24, 2026
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Document Number	9173000241
Book / Page	9173 / 241
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	RIDGE TITLE, BRIDGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4961 MOUNTAIN RD, PASADENA, MD 21122-6205

Mortgage

Document Number	9173000244,
Date	Jun 24, 2026
Book Page	9173/244

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Jul 31, 2026
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Document Number	9194000298
Book / Page	9194 / 298
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4961 MOUNTAIN RD, PASADENA, MD 21122-6205

Mortgage

Document Number	9194000298,
Date	Jul 31, 2026
Book Page	9194/298

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 23, 2022
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Document Number	0083900090
Book / Page	8390 / 90
Map Reference	MB EWN1 FO 99
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8354 CARPET RD, NEW TRIPOLI, PA 18066-3226

Mortgage

Document Number	0008390093
Date	May 23, 2022
Instrument	8390-093

Lender

Name	NEW TRIPOLI BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 20, 2023

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12351 MEADOW DR, BERLIN, MD 21811-2537

Mortgage

Document Number	0081880205
Date	Oct 6, 2021
Book Page	8188/205

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Document Number	0073870077
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 S MAIN ST MOUNT AIRY MD 217715303, MOUNT AIRY, MD 21771-5303

Mortgage

Document Number	0073870077
Date	Mar 28, 2019
Book Page	007387/000077

Lender

Name	BANK OF OCEAN CTY
Type	Bank
Address	BERLIN, MD 21811

Agreement

Amount	Amount on Record

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 24, 2017
Property Address	12351 MEADOW DR, BERLIN, MD 21811-2537
Document Number	0069620367
Book / Page	006962 / 000367
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1904 S MAIN ST MOUNT AIRY MD 217715303, MOUNT AIRY, MD 21771-5303

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,583.00 (+0.57%)	$1,580,033 (+0.56%)	$1,597,700 (+1.69%) Land $269,500 Building $1,328,200
2025	$14,501.00 (+62.44%)	$1,571,200 (+68.43%) Land $269,500 Building $1,301,700	$1,571,200 (-) Land $269,500 Building $1,301,700
2023	$8,927.00	$932,867	$1,571,200 Land $269,500 Building $1,301,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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