12350 NE 26th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 12350 NE 26th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,204 sqft · built 1993
Lot Size	4.88 acres (212,573 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Dec 2024)
Tax Bill	$5,829 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-02-36-35-0010-00010-0170`

Property Details

APN / Parcel Number

Primary APN	`1-02-36-35-0010-00010-0170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,204 sqft Heated Area
Gross Area	3,506 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	212,573 sqft (4.88 acres)
Deck Area	176 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	12350 NE 26TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY HILLS ESTATES (PLAT BOOK 4 PAGE 97) LOT 17 BLOCK 1
Legal Range	35E
Legal Township	36S
Legal Section	02
Legal Subdivision	COUNTRY HILLS ESTATES
Legal Block	1
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1036
Census Tract	910101

Owner

12350 NE 26th Ave is owned and occupied by two individuals who bought it in December 2024.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12350 NE 26TH AVE, OKEECHOBEE, FL 34972-4823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit HARBOR COMMUNITY BANK
Dec 20, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	2024013510
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	12350 NE 26TH AVE, OKEECHOBEE, FL 34972-4823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007841434
Date	Jan 11, 2017
Book Page	0784/1434
Instrument	2017000262

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 20, 2019
Property Address	12350 NE 26TH AVE, OKEECHOBEE, FL 34972-4823
Document Number	0000012848
Instrument Date	Dec 18, 2019
Instrument	12848
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12350 NE 26TH AVE OKEECHOBEE FL 349724823, OKEECHOBEE, FL 34972-4823

Mortgage

Document Number	12849
Date	Dec 20, 2019
Instrument	12849

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12350 NE 26th Ave was $5,829.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,829.00	$425,107 Land $158,400 Building $266,707	$425,107 Land $158,400 Building $266,707
2023	$3,237.00 (+6.06%) Homeowner's exemption	$226,711 (+3%)	$360,201 (+24.14%) Land $93,960 Building $266,241
2022	$3,052.00 Homeowner's exemption	$220,108	$290,161 Land $70,560 Building $219,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12350 NE 26th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12350 NE 26th Ave is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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