1235 Terrace Dr, Springfield, OH 45503 Property Records

Clark County property record for 1235 Terrace Dr, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,990 sqft · built 1923
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$164,000 (Jan 2026)
Tax Bill$4,417 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN340-07-00036-423-012

Property Details

APN / Parcel Number

Primary APN340-07-00036-423-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
1st Floor Area1,064 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions125 ft deep x 48 ft wide
TerrainAbove Road/Slope
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area224 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1235 TERRACE DR
CitySPRINGFIELD
StateOH
Zip45503-3313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLEN TERRACE ALL 10970
Legal SubdivisionGLEN TERRACE
Legal Block423
Legal Lot Number12
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2016
Census Tract3700

Owner

Source: Clark County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1235 TERRACE DR, SPRINGFIELD, OH 45503-3313
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 12, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
Aug 6, 2018Deed of Trust, Mortgage · Line of Credit
IH CU INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleJun 23, 2025 · Amount on Record
Deed Document Number2026521
Deed Book / Page2263 / 953
Prior Transfer DateOct 4, 2001
Prior Transfer Doc0000027671
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateJan 12, 2026
Property Address1235 TERRACE DR, SPRINGFIELD, OH 45503-3313
Document Number0000000521
Book / Page2263 / 953
Instrument DateJan 7, 2026
Instrument202600000521
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1235 TERRACE DR, SPRINGFIELD, OH 45503-3313

Mortgage

Document Number0000000522
DateJan 12, 2026
Instrument202600000522
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateMar 12, 2020
Property Address1235 TERRACE DR, SPRINGFIELD, OH 45503-3313
Document Number0000003676
Book / Page002169 / 001930
Instrument DateMar 6, 2020
Instrument3676
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$346.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1235 TERRACE DR SPRINGFIELD OH 455033313, SPRINGFIELD, OH 45503-3313

Mortgage

Document Number3677
DateMar 12, 2020
Book Page002169/001933
Instrument3677
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address1235 TERRACE DR, SPRINGFIELD, OH 45503-3313
Document Number0000010884
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1235 TERRACE DR SPRINGFIELD OH 455033313, SPRINGFIELD, OH 45503-3313

Mortgage

Document Number0000010884
DateAug 13, 2018
Book Page002147/003421
Instrument10884
Lender
NameIH CU INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,417.00 (+167.05%)$50,290 (+50.39%) Land $6,120 Building $44,170$143,690 (+50.37%) Land $17,490 Building $126,200
2024$1,654.00 (+0.24%)
2023$33,440 Land $5,290 Building $28,150
2022$1,650.00$95,560 Land $15,120 Building $80,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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