1235 Teresa Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 1235 Teresa Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,921 sqft · built 1999
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2026)
Tax Bill	$4,523 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-061378`

Property Details

APN / Parcel Number

Primary APN	`08-061378`
Alternative APNs	`8061378` `061378`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,921 sqft Total Area
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Built-in
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061378
Street Address	1235 TERESA DR
City	HAMPSTEAD
State	MD
Zip	21074-1685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 6 - 1.06 AC TERESA DR PLT 41-107 BRENNAN HEIGHTS
Legal Subdivision	BRENNAN HEIGHTS
Legal Lot Number	6
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4026
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 TERESA DR, HAMPSTEAD, MD 21074-1685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 16, 2002 · Amount on Record
Deed Book / Page	11802 / 172
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 26, 2026
Property Address	1235 TERESA DR, HAMPSTEAD, MD 21074-1685
Document Number	1180000172
Book / Page	11802 / 172
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1235 TERESA DR, HAMPSTEAD, MD 21074-1685

Mortgage

Document Number	1180000180,
Date	Jun 26, 2026
Book Page	11802/180

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1235 TERESA DR, HAMPSTEAD, MD 21074-1685
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103910383
Date	Aug 3, 2021
Book Page	10391/383

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,523.00 (+5.16%) Homeowner's exemption	$418,233 (+7.43%)	$476,100 (+22.3%) Land $180,600 Building $295,500
2025	$4,301.00 (+9.66%) Homeowner's exemption	$389,300 (+12.14%) Land $130,600 Building $258,700	$389,300 (-) Land $130,600 Building $258,700
2023	$3,922.00 Homeowner's exemption	$347,167	$389,300 Land $130,600 Building $258,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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