San Bernardino County property record for 1235 Spruce St, San Bernardino, CA 92411
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,292 sqft · built 1900 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Oct 2025) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138-122-21-0000 |
| Primary APN | 0138-122-21-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Patio/Porch |
|---|---|
| Porch Area | 348 sqft |
| Patio Area | 300 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1235 SPRUCE ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92411-2719 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | GARNER SUB LOT 5 BLK 7 AND N 1/2 ALLEY VACATED ADJ ON S |
| Legal Subdivision | GARNER SUB |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4800 |
1235 Spruce St, a duplex, is owned and occupied by an individual who bought it in October 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1235 SPRUCE ST, SAN BERNARDINO, CA 92411-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 13, 2025 | Grant Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 93724 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Jan 13, 2025 · Amount on File |
| Deed Document Number | 2025256492 |
| Prior Transfer Date | Mar 22, 2024 |
| Prior Transfer Doc | 0000071898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 1235 SPRUCE ST, SAN BERNARDINO, CA 92411-2719 |
| Document Number | 0000256492 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025-0256492 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | USA NTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1235 SPRUCE ST, SAN BERNARDINO, CA 92411-2719 |
| Document Number | 0000256493 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0256493 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 13, 2025 |
| Property Address | 1235 SPRUCE ST, SAN BERNARDINO, CA 92411-2719 |
| Document Number | 0000008416 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2025-0008416 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2025 |
| Title Company | USA NATIONAL TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2026 N RIVERSIDE AVE # C213, C213, RIALTO, CA 92377-4685 |
| Document Number | 0000008417 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-0008417 |
| Name | LOAN FUNDER LLC SERIES 93724 |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 10, 2026 |
| Document Number | 0000011072 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025-0011072 |
| Name | RANJEET SINGH |
|---|---|
| Type | Private Party |
| Address | PO BOX 1020, LAWNDALE, CA 90260 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1235 Spruce St was $845.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $580,000 (+994.79%) Land $174,000 Building $406,000 | |
| 2025 | $845.00 | $52,978 Land $12,742 Building $40,236 |
| 2023 | $569.00 (+0.89%) Homeowner's exemption | $38,782 Land $8,703 Building $30,079 |
| 2022 | $564.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1235 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1235 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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