1235 Sheerer Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1235 Sheerer Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1955
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Trust Names on File
Last Sale	$129,000 (Aug 2021)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-28-130-027`

Property Details

APN / Parcel Number

Primary APN	`8913-28-130-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1235 SHEERER AVE
City	WATERLOO
State	IA
Zip	50701-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALABAR HILLS LOT 25 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	ALABAR HILLS
Legal Block	9
Legal Lot Number	25
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	1502

Owner

1235 Sheerer Ave is held in a trust since August 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	805 BENTON ST, LA PORTE CITY, IA 50651-1800
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR VALLEY BANK AND TRUST
Mar 12, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Aug 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 3, 2021	Warranty Deed, Transfer TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	20212563
Prior Transfer Date	Mar 12, 2018
Prior Transfer Doc	0000014751
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 6, 2026
Property Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254
Document Number	0000011823
Instrument Date	Jun 30, 2026
Instrument	202611823
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 BENTON ST, LA PORTE CITY, IA 50651-1800

Mortgage

Document Number	0000011823,
Date	Aug 6, 2026
Instrument	202611823

Lender

Name	CEDAR VALLEY BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 30, 2029

Interest

Rate	6.48%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014752
Date	Mar 12, 2018
Instrument	201800014752

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002271
Date	Aug 6, 2019
Instrument	202000002271

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016994
Date	Apr 2, 2020
Instrument	202000016994

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2021
Property Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254
Document Number	202200002563
Instrument Date	Jul 30, 2021
Instrument	202200002563
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$205.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1235 SHEERER AVE, WATERLOO, IA 50701-3254

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Sheerer Ave was $3,700, up 4.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+4.4%)	$181,320 Land $16,340 Building $164,980	$181,320 Land $16,340 Building $164,980
2024	$3,544.00
2023		$163,400 (+19.35%) Land $16,340 Building $147,060	$163,400 Land $16,340 Building $147,060
2022	$3,006.00	$136,910 Land $16,340 Building $120,570
2021			$136,910 Land $16,340 Building $120,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 Sheerer Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1235 Sheerer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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