1235 River Rd, Upper Black Eddy, PA 18972 Property Records

Bucks County property record for 1235 River Rd, Upper Black Eddy, PA 18972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,823 sqft · built 2018
Lot Size	1.71 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2026)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`44-009-010`

Property Details

APN / Parcel Number

Primary APN	`44-009-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	74,923 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1235 RIVER RD
City	UPPER BLACK EDDY
State	PA
Zip	18972-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	INCL 26 LOT 1.72A W S SR3 2 1645 FT S OF T451
Legal Block	9
Legal Lot Number	1
Jurisdiction	BUCKS PA
Township / Civil Division	TINICUM
Census Block Group	2
Census Block	2003
Census Tract	103900

Owner

Source: Bucks County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 PROSPECT PL, RUTHERFORD, NJ 07070-1619
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBASSY BANK/LEHIGH VALLEY
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Oct 23, 1948
Deed Document Number	202630640
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCKS PA
Recording Date	Jul 6, 2026
Property Address	1235 RIVER RD, UPPER BLACK EDDY, PA 18972-9539
Document Number	0000030640
Instrument Date	Jun 11, 2026
Instrument	202630640
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	MY TITLE PRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	190 PROSPECT PL, RUTHERFORD, NJ 07070-1619

Mortgage

Document Number	0000030641,
Date	Jul 6, 2026
Instrument	202630641

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Recording Date	Apr 7, 2026
Property Address	1235 RIVER RD, UPPER BLACK EDDY, PA 18972-9539
Document Number	0000014688
Instrument Date	Mar 16, 2026
Instrument	202614688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 RIVER RD, UPPER BLACK EDDY, PA 18972-9539

Mortgage

Document Number	0000014688,
Date	Apr 7, 2026
Instrument	202614688

Lender

Name	EMBASSY BANK/LEHIGH VALLEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.09%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Property Address	1235 RIVER RD, UPPER BLACK EDDY, PA 18972-9539
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011720
Date	Feb 16, 2022
Instrument	2022011720

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BUCKS PA
Recording Date	Jul 12, 2017
Property Address	1235 RIVER RD, UPPER BLACK EDDY, PA 18972-9539
Instrument Date	Jun 19, 2017
Instrument	41221
Transaction Type	Construction Loan
Record Updated	Jul 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 RIVER RD UPPER BLACK EDDY PA 189729539, UPPER BLACK EDDY, PA 18972-9539

Mortgage

Document Number	0000041221
Date	Jul 12, 2017
Instrument	41221

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bucks County
County Subdivision	Tinicum Township
Unified School District	Palisades School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,460 (-) Land $11,150 Building $37,310
2025	$7,519.00 (+0.97%)	$48,460 (-) Land $11,150 Building $37,310
2024	$7,447.00	$48,460 Land $11,150 Building $37,310
1972			$663,833 Land $152,739 Building $511,094

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Nearby Flood Policies	67 in force
Nearby Flood Claims	176 (1979–2021)
Claims Outside the SFHA	29 of 176
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 40 claims Severe Storms And Flooding, Apr 2005 · 64 claims Tropical Depression Ivan, Sep 2004 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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