1235 Ridge Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 1235 Ridge Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2022)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R04 L:025-D`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R04 L:025-D`
Alternative APN	`1831`

Exterior

Lot Area	57,064 sqft (1.31 acres)

Location & Zoning

Account Number	1831
Street Address	1235 RIDGE RD
City	BOWDOINHAM
State	ME
Zip	04008-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25-D
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5011
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1235 Ridge Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1235 RIDGE RD, BOWDOINHAM, ME 04008-5815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit FIVE COUNTY CREDIT UNION
Nov 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Deed Document Number	20222022R-08233
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	1235 RIDGE RD, BOWDOINHAM, ME 04008-5815
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004883
Date	Jul 19, 2022
Instrument	2022R-04883

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	1235 RIDGE RD, BOWDOINHAM, ME 04008-5815
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004331
Date	Jun 23, 2022
Instrument	2022R-04331

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	1235 RIDGE RD, BOWDOINHAM, ME 04008-5815
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002506
Date	Jun 12, 2023
Instrument	2023R-02506

Lender

Name	FIVE COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Nov 23, 2022
Property Address	1235 RIDGE RD, BOWDOINHAM, ME 04008-5815
Document Number	0000008233
Instrument Date	Nov 22, 2022
Instrument	2022R-08233
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 CATHANCE RD, TOPSHAM, ME 04086-5554
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Ridge Rd was $5,992, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,992.00 (+5.29%)	$271,000 (-) Land $63,000 Building $208,000
2024	$5,691.00 (+7.68%)	$271,000 (-) Land $63,000 Building $208,000
2023	$5,285.00 (+600.93%)	$271,000 (+549.88%) Land $63,000 Building $208,000
2022	$754.00	$41,700 Land $41,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1235 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Tidewater O.P.E.N..

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