1235 Oak Forest Dr, Morganton, NC 28655 Property Records

Burke County property record for 1235 Oak Forest Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1974
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (May 2020)
Tax Bill	$776 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785623489`

Property Details

APN / Parcel Number

Primary APN	`1785623489`
Alternative APN	`20378`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Patio Area	64 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1235 OAK FOREST DR
City	MORGANTON
State	NC
Zip	28655-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1235 OAK FOREST DR MORGANTON, NC 28655
Legal Subdivision	HIDDEN VALLEY SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2006
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1385 WASHBOARD LN, MORGANTON, NC 28655-7652
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Deed Document Number	202017039728
Deed Book / Page	2462 / 188
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1235 OAK FOREST DR, MORGANTON, NC 28655-8763
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026130407
Date	Mar 31, 2022
Book Page	2613/407
Instrument	2022019296

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 1, 2020
Property Address	1235 OAK FOREST DR, MORGANTON, NC 28655-8763
Document Number	0024620188
Book / Page	2462 / 188
Map Reference	MB 6 PG 70
Instrument Date	Apr 30, 2020
Instrument	2017039728
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 MANORWOOD DR, 5015, FORT MILL, SC 29708-4303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 OAK FOREST DR, MORGANTON, NC 28655-8763

Mortgage

Document Number	2017039729
Date	May 1, 2020
Instrument	2017039729

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	6-Month T-Bill
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$776.00 (+0.65%)	$106,949 (-) Land $10,659 Building $96,290	$106,949 (-) Land $10,659 Building $96,290
2025	$771.00 (-0.13%)	$106,949 (-) Land $10,659 Building $96,290	$106,949 (-) Land $10,659 Building $96,290
2023	$772.00	$106,949 Land $10,659 Building $96,290	$106,949 Land $10,659 Building $96,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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