1235 N Union St, Decatur, IL 62522 Property Records

Macon County property record for 1235 N Union St, Decatur, IL 62522

Property Summary

Property Type	Single Family Home
Details	2 ba · 832 sqft · built 1905
Lot Size	0.164 acres (7,160 sqft)
Owner	2 Trust Names on File
Tax Bill	$591 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-12-10-403-020`

Property Details

APN / Parcel Number

Primary APN	`04-12-10-403-020`
Alternative APN	`12-10-403-020`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,160 sqft (0.164 acres)
Lot Dimensions	40 ft deep x 178 ft wide
Porch	Slab
Porch Area	54 sqft

Location & Zoning

Account Number	041210403020
Street Address	1235 N UNION ST
City	DECATUR
State	IL
Zip	62522-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	J K WARREN & COS 8TH ADD LOT 5 00BK3019/81 178.5X40 87BK3019/81
Legal Range	02E
Legal Township	16N
Legal Section	10
Legal Subdivision	J K WARREN & COS 8TH ADD
Legal Lot Number	5
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

1235 N Union St is owner-occupied and held in a trust since March 2012.

Source: Macon County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1235 N UNION ST, DECATUR, IL 62522-1764
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed, Transfer · Seller Carry-Back PHILIP HORSEY
Feb 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 20, 2012
Transfer Doc	4206/546
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Oct 14, 2025
Property Address	1235 N UNION ST, DECATUR, IL 62522-1764
Document Number	2025R012106
Map Reference	BK 22 PG 566
Instrument Date	Oct 3, 2025
Instrument	2025R-012106
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 N GOULD ST # R, R, SHERIDAN, WY 82801-6317

Mortgage

Document Number	2025R012107
Date	Oct 14, 2025
Instrument	2025R-012107

Lender

Name	PHILIP HORSEY
Type	Seller
Address	11 CRAWFORD CIR, WILMINGTON, DE 19805

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 6, 2020
Property Address	1235 N UNION ST, DECATUR, IL 62522-1764
Document Number	4723/642
Book / Page	4723 / 642
Map Reference	PB 335 PG 610
Instrument Date	Jan 31, 2020
Instrument	1957222
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ALLEN BEND DR, DECATUR, IL 62521-5462

Tax Assessment & Valuation

The 2025 property tax bill for 1235 N Union St was $591, up 3.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$591.00 (+3.32%)	$6,340 (+7.28%) Land $469 Building $5,871	$19,022 (+7.27%) Land $1,407 Building $17,615
2024	$572.00	$5,910 Land $437 Building $5,473	$17,732 Land $1,311 Building $16,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 N Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1235 N Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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