1235 Meadow Ln, Elgin, IL 60123 Property Records

Kane County property record for 1235 Meadow Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,900 sqft · built 1967
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2025)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-453-004`

Property Details

APN / Parcel Number

Primary APN	`06-03-453-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1235 MEADOW LN
City	ELGIN
State	IL
Zip	60123-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 6TH ADDN LOT 45
Legal Subdivision	CENTURY OAKS 6TH ADDN
Legal Block	1
Legal Lot Number	45
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851000

Owner

1235 Meadow Ln is owned by two individuals who bought it in December 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1213 MEADOW LN, ELGIN, IL 60123-1433
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMETRUST MORTGAGE CO
Dec 8, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 29, 2020	Deed of Trust, Mortgage · Conventional with PMI AAEC CU
Oct 11, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	202548571
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1235 MEADOW LN, ELGIN, IL 60123-1433
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045843
Date	Nov 19, 2025
Instrument	2025K045843

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	2 Months
Due	Jan 1, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 8, 2025
Property Address	1235 MEADOW LN, ELGIN, IL 60123-1433
Document Number	0000048571
Instrument Date	Nov 19, 2025
Instrument	2025K048571
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	PRIORITY TITLE COMPANY, PTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 MEADOW LN, ELGIN, IL 60123-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1235 MEADOW LN, ELGIN, IL 60123-1433

Mortgage

Document Number	0000048572
Date	Dec 8, 2025
Instrument	2025K048572

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1235 MEADOW LN, ELGIN, IL 60123-1433
Document Number	0000038516
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 MEADOW LN ELGIN IL 601231433, ELGIN, IL 60123-1433

Mortgage

Document Number	0000038516
Date	Jul 16, 2020
Instrument	38516

Lender

Name	AAEC CU
Type	Credit Union
Address	ARLINGTON HEIGHTS, IL 60005

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 11, 2017
Property Address	1235 MEADOW LN, ELGIN, IL 60123-1433
Document Number	0000053368
Instrument Date	Oct 5, 2017
Instrument	2017K053368
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 MEADOW LN, ELGIN, IL 60123-1433

Mortgage

Document Number	0000053369
Date	Oct 11, 2017
Instrument	2017K053369

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Meadow Ln was $6,965, up 4.3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,965.00 (+4.28%) Homeowner's exemption	$99,303 (+8.57%) Land $27,140 Building $72,163	$298,028 (+8.57%) Land $81,453 Building $216,576
2024	$6,679.00 Homeowner's exemption	$91,465 Land $24,998 Building $66,467	$274,505 Land $75,024 Building $199,481
2022	$6,013.00 (+4.59%) Homeowner's exemption	$75,346 (+6.96%) Land $20,593 Building $54,753	$226,038 (+6.96%) Land $61,779 Building $164,259
2021	$5,749.00 Homeowner's exemption	$70,443 Land $19,253 Building $51,190	$211,329 Land $57,759 Building $153,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1235 Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1235 Meadow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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