1235 Lance Ave, Elburn, IL 60119 Property Records

Kane County property record for 1235 Lance Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft
Lot Size	0.231 acres (10,085 sqft)
Owner	Individual Name on File
Last Sale	$493,000 (Oct 2022)
Tax Bill	$10,965 (2021)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-09-301-007`

Property Details

APN / Parcel Number

Primary APN	`11-09-301-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,598 sqft Living Area

Exterior

Exterior Material	Combination
Lot Area	10,085 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1235 LANCE AVE
City	ELBURN
State	IL
Zip	60119-7829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT NO 10 LT 897
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Lot Number	897
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2069
Census Tract	854507

Owner

1235 Lance Ave is owned and occupied by an individual who acquired it in July 2023.

Source: Kane County records, as of May 6, 2024

Owner of Record	Individual Name on File
Mailing Address	1235 LANCE AVE, ELBURN, IL 60119-7829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 17, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jun 25, 2018	Deed of Trust, Mortgage · Conventional with PMI ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Oct 24, 2022 · Amount on File
Deed Document Number	0000051744
Last Transfer Date	Jul 17, 2023
Transfer Doc	0000023812
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1235 LANCE AVE, ELBURN, IL 60119-7829
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010378
Date	Feb 8, 2021
Instrument	2021K010378

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2023
Property Address	1235 LANCE AVE, ELBURN, IL 60119-7829
Document Number	0000023812
Instrument Date	Jul 15, 2023
Instrument	2023K023812
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 LANCE AVE, ELBURN, IL 60119-7829

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 24, 2022
Property Address	1235 LANCE AVE, ELBURN, IL 60119-7829
Document Number	0000051744
Map Reference	DOC 2005K037689
Instrument Date	Sep 20, 2022
Instrument	2022K051744
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5N569 HAZELWOOD CT, ST CHARLES, IL 60175-8124

Mortgage

Document Number	0000051745
Date	Oct 24, 2022
Instrument	2022K051745

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	12-Month MTA
Margin	3
Max Rate	8.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1235 LANCE AVE, ELBURN, IL 60119-7829
Document Number	0000031548
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1235 LANCE AVE ELBURN IL 601197829, ELBURN, IL 60119-7829

Mortgage

Document Number	0000031548
Date	Jul 2, 2018
Instrument	31548

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2021	$10,965.00 Homeowner's exemption	$120,240 Land $13,607 Building $106,633	$360,720 Land $40,821 Building $319,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1235 Lance Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1235 Lance Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: NewarkNet.

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