1235 Kates Neck Rd, Topping, VA 23169 Property Records

Middlesex County property record for 1235 Kates Neck Rd, Topping, VA 23169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1992
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,050 (Apr 2019)
Tax Bill	$935 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29 21 B`

Property Details

APN / Parcel Number

Primary APN	`29 21 B`
Alternative APN	`3669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Garage Area	676 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Deck Area	168 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3669
Street Address	1235 KATES NECK RD
City	TOPPING
State	VA
Zip	23169-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	KATES NECK PCL B 1.775 AC D195-362 219-264 P11-177 D367-198 D17-542 D19-514
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1016
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 KATES NECK RD, TOPPING, VA 23169-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Apr 12, 2019	Warranty Deed, Transfer THE CLOSING SHOP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2019514
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1235 KATES NECK RD, TOPPING, VA 23169-2246
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001755
Date	Aug 31, 2022
Instrument	220001755

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1235 KATES NECK RD, TOPPING, VA 23169-2246
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001995
Date	Sep 6, 2018
Instrument	180001995

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 12, 2019
Property Address	1235 KATES NECK RD, TOPPING, VA 23169-2246
Document Number	190000514
Instrument Date	Mar 11, 2019
Instrument	190000514
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 KATES NECK RD, TOPPING, VA 23169-2246

Mortgage

Document Number	190000515
Date	Apr 12, 2019
Instrument	190000515

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Apr 12, 2019
Property Address	1235 KATES NECK RD, TOPPING, VA 23169-2246
Document Number	190000514
Instrument Date	Mar 11, 2019
Instrument	190000514
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 KATES NECK RD, TOPPING, VA 23169

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$935.00	$153,300 (-) Land $40,900 Building $112,400	$153,300 (-) Land $40,900 Building $112,400
2025	$935.00	$153,300 (-) Land $40,900 Building $112,400	$153,300 (-) Land $40,900 Building $112,400
2023	$935.00	$153,300 Land $40,900 Building $112,400	$153,300 Land $40,900 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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