1235 H St, Ramona, CA 92065 Property Records

San Diego County property record for 1235 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1994
Lot Size	0.231 acres (10,066 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,890 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-300-42-00`

Property Details

APN / Parcel Number

Primary APN	`282-300-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,263 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	10,066 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1235 H ST
City	RAMONA
State	CA
Zip	92065-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM13702
Legal Subdivision	RAMONA
Legal Tract	13702
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 H ST, RAMONA, CA 92065-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage INES POLANCO SILVA
Oct 22, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC
Oct 22, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021
Deed Sale	Oct 22, 2021
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2021738575
Prior Transfer Date	Feb 8, 2013
Prior Transfer Doc	0000266116
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1235 H ST, RAMONA, CA 92065-2836
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 H ST, RAMONA, CA 92065-2836

Mortgage

Document Number	0000333761
Date	Aug 18, 2022
Instrument	2022-0333761

Lender

Name	INES POLANCO SILVA
Type	Private Party
Address	254 BENVIANA DR, CHULA VISTA, CA 91914

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	1235 H ST, RAMONA, CA 92065-2836
Document Number	0000738575
Map Reference	FILE 85-066724
Instrument Date	Oct 21, 2021
Instrument	2021-0738575
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 H ST, RAMONA, CA 92065-2836

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	1235 H ST, RAMONA, CA 92065-2836
Document Number	0000738574
Instrument Date	Sep 27, 2021
Instrument	2021-0738574
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1235 H ST, RAMONA, CA 92065-2836

Mortgage

Document Number	0000738576
Date	Oct 22, 2021
Instrument	2021-0738576

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,280 (+2%) Land $253,939 Building $406,341
2025	$7,890.00 (+6.39%)	$647,334 (+4.04%) Land $248,960 Building $398,374
2023	$7,416.00 (-1.21%)	$622,199 Land $239,294 Building $382,905
2022	$7,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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