Lorain County property record for 1235 Cherokee Path, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,187 sqft · built 2006 |
| Lot Size | 0.33 acres (13,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Jul 2026) |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-016-117-055 |
| Primary APN | 01-00-016-117-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,187 sqft Living Area |
| Gross Area | 2,671 sqft |
| 1st Floor Area | 2,187 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,300 sqft (0.33 acres) |
| Lot Dimensions | 147 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 425 sqft |
| Patio Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1235 CHEROKEE PATH |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN RIDGE SUB 3 90.02 X 147.75 |
| Legal Subdivision | INDIAN RIDGE SUB 3 |
| Legal Block | 117 |
| Legal Lot Number | 39 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 30102 |
1235 Cherokee Path is owned and occupied by two individuals who bought it in July 2026.
Source: Lorain County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NORTHEASTERN OHIO |
| May 9, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 15, 2023 | Transfer on Death Deed, Transfer |
| Sep 28, 2022 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Sep 28, 2022 · Amount on File |
| Deed Document Number | 2026102100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Document Number | 0000102100 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026102100 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NEWMAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Document Number | 0000102101, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026102101 |
| Name | HOME FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000801514 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0801514 |
| Name | FIFTH THIRD BANK NORTHEASTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051968 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 2025-0051968 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 15, 2023 |
| Property Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Document Number | 0000906824 |
| Map Reference | VOL 59 PG 10 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023-0906824 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 28, 2022 |
| Property Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Document Number | 0000893109 |
| Map Reference | VOL 59 PG 10 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022-0893109 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1235 CHEROKEE PATH, VERMILION, OH 44089-3328 |
| Investor | Possibly a Property Investor |
| Document Number | 0000893194 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022-0893194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1235 Cherokee Path was $5,217, down 2.6% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,217.00 (-2.56%) | $111,930 (+%) Land $22,230 Building $89,700 | $319,790 (-) Land $63,500 Building $256,290 |
| 2024 | $5,354.00 (+19.48%) | $111,927 (+31%) Land $22,225 Building $89,702 | $319,790 (+31%) Land $63,500 Building $256,290 |
| 2023 | $4,481.00 (+13.04%) | $85,442 (+%) Land $20,468 Building $64,974 | $244,120 Land $58,480 Building $185,640 |
| 2022 | $3,964.00 | $85,440 Land $20,470 Building $64,970 | |
| 2021 | $244,120 Land $58,480 Building $185,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1235 Cherokee Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1235 Cherokee Path is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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