1235 Cereal Ave, Hamilton, OH 45013 Property Records

Butler County property record for 1235 Cereal Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,768 sqft · built 1930
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2022)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6411-108.000-025`

Property Details

APN / Parcel Number

Primary APN	`P6411-108.000-025`
Alternative APNs	`0001200` `232711` `234838`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	40 ft deep x 115 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001200
Old Parcel Number	P6411108.000025
Street Address	1235 CEREAL AVE
City	HAMILTON
State	OH
Zip	45013-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16608 N 50 FT
Legal Subdivision	FIRST WARD
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3001
Census Tract	1002

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · FHA Mortgage ARC HOME LLC
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 8, 2020	Executor's Deed, Transfer · Conventional Mortgage AURGROUP FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	0000044738
Deed Book / Page	9910 / 28
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Oct 19, 2022
Property Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603
Document Number	0000044738
Book / Page	9910 / 28
Instrument Date	Sep 29, 2022
Instrument	2022-00044738
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603

Mortgage

Document Number	0000991030
Date	Oct 19, 2022
Instrument	9910/30

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007260
Date	Feb 16, 2022
Book Page	9808/204
Instrument	2022-00007260

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2051

April 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 8, 2020
Property Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603
Document Number	0000014470
Book / Page	9424 / 1290
Instrument Date	Mar 31, 2020
Instrument	2020-00014470
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 CEREAL AVE, HAMILTON, OH 45013-2603

Mortgage

Document Number	0094241294
Date	Apr 8, 2020
Instrument	9424/1294

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (+1.57%)	$72,990 (-) Land $3,970 Building $69,020	$208,520 (-) Land $11,330 Building $197,190
2023	$3,065.00 (+13.22%)	$72,990 (+35.69%) Land $3,970 Building $69,020	$208,520 (+35.7%) Land $11,330 Building $197,190
2022	$2,707.00	$53,790 Land $3,970 Building $49,820
2020			$153,660 Land $11,330 Building $142,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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