1235 Borden Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 1235 Borden Rd, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,510 sqft · built 1979
Lot Size	0.112 acres (4,861 sqft)
Owner	2 Trust Names on File
Last Sale	$139,000 (May 1998)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Mar 2024 Transfer Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`224-800-44-00`

Property Details

APN / Parcel Number

Primary APN	`224-800-44-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Frame
Lot Area	4,861 sqft (0.112 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1235 BORDEN RD
City	SAN MARCOS
State	CA
Zip	92069-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 8 TR 008702
Legal Subdivision	BORDEN PARK
Legal Tract	008702
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20023

Owner

1235 Borden Rd is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Intrafamily Transfer, Transfer
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LBS FINANCIAL CU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1998 · Amount on File
Deed Sale	May 1, 1998 · Amount on File
Deed Document Number	1998253208
Last Transfer Date	Mar 20, 2024
Transfer Doc	0000074864
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111
Document Number	0000074864
Map Reference	MAP 8792
Instrument Date	Mar 20, 2024
Instrument	2024-0074864
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111

Mortgage

Document Number	0000336871
Date	Aug 22, 2022
Instrument	2022-0336871

Lender

Name	LBS FINANCIAL CU
Type	Credit Union
Address	LONG BEACH, CA 90804

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111

Mortgage

Document Number	0000470640
Date	Jun 29, 2021
Instrument	2021-0470640

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1235 BORDEN RD, SAN MARCOS, CA 92069-2111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000547585
Date	Nov 27, 2017
Instrument	2017-0547585

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Borden Rd was $2,571.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,360 (+2%) Land $87,303 Building $139,057
2025	$2,571.00	$221,923 Land $85,592 Building $136,331
2023	$2,390.00 (+1.36%)	$213,307 Land $82,269 Building $131,038
2022	$2,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1235 Borden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Borden Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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