1235 Bob Falls Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 1235 Bob Falls Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	built 2017
Lot Size	27 acres (1,176,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2026)
Tax Bill	$316 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30620`

Property Details

APN / Parcel Number

Primary APN	`30620`
Alternative APN	`1249264`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Lot Area	1,176,120 sqft (27 acres)
Garage Area	3,360 sqft
Canopy	1,440 sqft

Location & Zoning

Account Number	1249264
Street Address	1235 BOB FALLS DR
City	SHELBY
State	NC
Zip	28150-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	PT#7A PB6-63 RD 1351
Legal Subdivision	ALFRED FALLS ESTATE LAND
Legal Block	1
Legal Lot Number	18U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1016
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES
Dec 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Apr 27, 2017	Deed of Trust, Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	2026200127673
Deed Book / Page	1972 / 2929
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 29, 2026
Property Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719
Document Number	0200127673
Book / Page	1972 / 2929
Instrument Date	Apr 28, 2026
Instrument	2026.200127673
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719

Mortgage

Document Number	0200127674,
Date	Apr 29, 2026
Instrument	2026.200127674

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 29, 2026
Property Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719
Document Number	0019722929
Book / Page	1972 / 2929
Instrument Date	Apr 28, 2026
Instrument	2026200127673
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719

Mortgage

Document Number	0200127674,
Date	Apr 29, 2026
Instrument	2026200127674

Lender

Name	HOWARD HANNA MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018881414
Date	Dec 8, 2022
Book Page	1888/1414
Instrument	200081652

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1235 BOB FALLS DR, SHELBY, NC 28150-7719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017411135
Date	Apr 27, 2017
Book Page	1741/1135
Instrument	2017-004308

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$316.00 (-7.87%)	$208,119 (-) Land $171,399 Building $36,720	$208,119 (-) Land $171,399 Building $36,720
2025	$343.00	$208,119 (+81.34%) Land $171,399 Building $36,720	$208,119 (+81.34%) Land $171,399 Building $36,720
2023		$114,765 Land $96,217 Building $18,548	$114,765 Land $96,217 Building $18,548

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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