1235 Arrowleaf Ter, Jacksonville, FL 32225 Property Records

Duval County property record for 1235 Arrowleaf Ter, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 2004
Lot Size	0.197 acres (8,559 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Feb 2019)
Tax Bill	$366 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162109-9255`

Property Details

APN / Parcel Number

Primary APN	`162109-9255`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	2,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,559 sqft (0.197 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1235 ARROWLEAF TER
City	JACKSONVILLE
State	FL
Zip	32225-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-98 10-2S-28E .20 ASHLEY WOODS UNIT 10 LOT 437
Legal Range	28E
Legal Township	02S
Legal Section	10
Legal Subdivision	ASHLEY WOODS UNIT 10
Legal Lot Number	437
Legal Unit	10
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1008
Census Tract	14335

Owner

1235 Arrowleaf Ter is owned and occupied by an individual who bought it in February 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1235 ARROWLEAF TER, JACKSONVILLE, FL 32225-6851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 22, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	201942369
Deed Book / Page	18698 / 1986
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1235 ARROWLEAF TER, JACKSONVILLE, FL 32225-6851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 ARROWLEAF TER, JACKSONVILLE, FL 32225-6851

Mortgage

Document Number	0194230890
Date	Oct 23, 2020
Book Page	19423/890
Instrument	2020235939

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 22, 2019
Property Address	1235 ARROWLEAF TER, JACKSONVILLE, FL 32225-6851
Document Number	0186981986
Book / Page	018698 / 001986
Instrument Date	Feb 15, 2019
Instrument	42369
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1235 ARROWLEAF TER JACKSONVILLE FL 322256851, JACKSONVILLE, FL 32225-6851

Mortgage

Document Number	186981989
Date	Feb 22, 2019
Book Page	018698/001989
Instrument	42370

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Arrowleaf Ter was $366 with exemptions applied, up 89.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,750 (+2.7%)	$365,058 (-0.51%) Land $110,000 Building $255,058
2025	$366.00 (+89.64%) Homeowner's exemption Veteran's exemption Widower's exemption	$196,446	$366,919 Land $110,000 Building $256,919
2024	$193.00
2023	$193.00 (-92.15%) Homeowner's exemption Veteran's exemption Widower's exemption	$185,350 (+3%)	$355,816 (+8.39%) Land $85,000 Building $270,816
2022	$2,458.00 Homeowner's exemption Veteran's exemption	$179,952	$328,281 Land $70,000 Building $258,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 Arrowleaf Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Arrowleaf Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, T-Mobile, Verizon.

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