Ramsey County property record for 1235 14th St SE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.645 acres (28,126 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | May 2005 Mortgage Jul 2019 Mortgage + 6 more |
| APN | 39110400007001 |
| Primary APN | 39110400007001 |
|---|
| Lot Area | 28,126 sqft (0.645 acres) |
|---|
| Street Address | 1235 14TH ST SE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7-8 BLK 1 KURTZ ESTATES 1ST SUBDIVISION |
| Legal Subdivision | KURTZ ESTATES SUBDIVISIONS |
| Legal Block | 1 |
| Legal Lot Number | 7-8 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 957600 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY CU |
| Jul 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Jul 10, 2013 | Deed of Trust, Mortgage GATE CITY BANK |
| Sep 19, 2012 | Deed of Trust, Mortgage GATE CITY BANK |
| Dec 1, 2006 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Jul 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000235146 |
|---|---|
| Date | May 23, 2005 |
| Instrument | 235146 |
| Name | CITIZENS COMMUNITY CU |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000272617 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 272617 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0000275545 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 275545 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000257392 |
|---|---|
| Date | Jul 10, 2013 |
| Instrument | 257392 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000255078 |
|---|---|
| Date | Sep 19, 2012 |
| Instrument | 255078 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000239417 |
|---|---|
| Date | Dec 1, 2006 |
| Instrument | 239417 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2036 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Dec 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 11.6% |
| Index | 6-Month LIBOR |
| Max Rate | 14.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 275545 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 275545 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 1235 14TH ST SE, DEVILS LAKE, ND 58301-4044 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 272617 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 272617 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 5, 2034 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (-37.44%) | $114,700 (+13.45%) Land $10,500 Building $104,200 | $229,400 (+13.45%) Land $21,000 Building $208,400 |
| 2024 | $3,726.00 (+21.96%) | ||
| 2023 | $3,055.00 | $101,100 Land $11,400 Building $89,700 | $202,200 Land $22,800 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 53 (1995–2013) |
| Claims Outside the SFHA | 21 of 53 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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