12349 Rd 505, Philadelphia, MS 39350 Property Records

Neshoba County property record for 12349 Rd 505, Philadelphia, MS 39350

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,780 sqft · built 1987
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$381 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12800-09-008.000`

Property Details

APN / Parcel Number

Primary APN	`12800-09-008.000`
Alternative APN	`15152`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,780 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	2 Parking Spaces
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	15152
Street Address	12349 ROAD 505
City	PHILADELPHIA
State	MS
Zip	39350-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 OF NW 1/4 OF NE 1/4 W OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	10600

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12349 ROAD 505, PHILADELPHIA, MS 39350-3366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage MARGARET HARDY
Oct 28, 2019	Deed of Trust, Mortgage REGIONS BANK
Aug 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017
Deed Sale	Aug 7, 2017
Deed Document Number	0020172939
Deed Book / Page	2017 / 2939
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12349 ROAD 505, PHILADELPHIA, MS 39350-3366
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/6252
Date	Aug 7, 2017
Book Page	2017/6252

Lender

Name	MARGARET HARDY
Type	Private Party
Address	12345 ROAD 505, PHILADELPHIA, MS 39350

Agreement

Amount	Amount on Record
Term	237 Months
Due	May 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12349 ROAD 505, PHILADELPHIA, MS 39350-3366
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/9494
Date	Oct 28, 2019
Book Page	2019/9494

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Aug 7, 2017
Property Address	12349 ROAD 505, PHILADELPHIA, MS 39350-3366
Document Number	2017/2939
Book / Page	2017 / 2939
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12345 ROAD 505, 12345, PHILADELPHIA, MS 39350-3366

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12349 ROAD 505, PHILADELPHIA, MS 39350-3366

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00 (-10.77%) Homeowner's exemption Senior Citizen's exemption	$11,127 (+13.33%)	$103,960 (+11.91%) Land $8,540 Building $95,420
2024	$427.00 (-45.74%)
2023	$787.00 (-0.25%) Homeowner's exemption	$9,818	$92,900 Land $6,540 Building $86,360
2021	$789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 505

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