12349 Meadow Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12349 Meadow Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Dec 2021)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1030301006`

Property Details

APN / Parcel Number

Primary APN	`1030301006`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	12349 MEADOW DR
City	WINNEBAGO
State	IL
Zip	61088-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE VILLAGE NO 4 PT SE1/4 SEC 25-27-10 & PT SW1/4 SEC 30-27-11 LOT 307
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE VILLAGE NO 4
Legal Lot Number	307
Jurisdiction	WINNEBAGO IL
Township / Civil Division	BURRITT
Census Block Group	1
Census Block	1070
Census Tract	4200

Owner

12349 Meadow Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12349 MEADOW DR, WINNEBAGO, IL 61088-8602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK
Sep 17, 2020	Warranty Deed, Transfer · Conventional with PMI MIDWEST CMNTY BK
Jan 6, 2017	Warranty Deed, Transfer MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	202143335
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 2, 2021
Property Address	12349 MEADOW DR, WINNEBAGO, IL 61088-8602
Document Number	0000043335
Map Reference	BK44 PG99B
Instrument Date	Nov 29, 2021
Instrument	2143335
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12349 MEADOW DR, WINNEBAGO, IL 61088-8602

Mortgage

Document Number	0000043336
Date	Dec 2, 2021
Instrument	2143336

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 17, 2020
Property Address	12349 MEADOW DR, WINNEBAGO, IL 61088-8602
Document Number	0001027369
Instrument Date	Sep 16, 2020
Instrument	1027369
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12349 MEADOW DR WINNEBAGO IL 610888602, WINNEBAGO, IL 61088-8602

Mortgage

Document Number	1027370
Date	Sep 17, 2020
Instrument	1027370

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Mortgage

Document Number	1027371,
Date	Sep 17, 2020
Instrument	1027371

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 6, 2017
Property Address	12349 MEADOW DR, WINNEBAGO, IL 61088-8602
Document Number	0001000545
Instrument Date	Jan 4, 2017
Instrument	1000545
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12349 MEADOW DR WINNEBAGO IL 610888602, WINNEBAGO, IL 61088-8602

Mortgage

Document Number	1000546,
Date	Jan 6, 2017
Instrument	1000546

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 12349 Meadow Dr was $5,260 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Burritt Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,260.00	$82,327 Land $12,174 Building $70,153	$246,981 Land $36,522 Building $210,459
2022	Homeowner's exemption	$58,696 Land $8,767 Building $49,929	$176,088 Land $26,301 Building $149,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12349 Meadow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12349 Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AaroBand, JCWIFI.com.

Cell Coverage

5G (outdoors only) and 4G LTE

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