12349 Hidden Bay Dr, Berlin, MD 21811 Property Records

Worcester County property record for 12349 Hidden Bay Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,055 sqft · built 2023
Lot Size	0.204 acres (8,889 sqft)
Owner	2 Individual Names on File
Last Sale	$841,775 (Jun 2023)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-746922`

Property Details

APN / Parcel Number

Primary APN	`10-746922`
Alternative APN	`746922`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,055 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,889 sqft (0.204 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	746922
Street Address	12349 HIDDEN BAY DR
City	BERLIN
State	MD
Zip	21811-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 8889 SQFT HIDDEN BAY DR THE LANDINGS
Legal Subdivision	RIVER RUN
Legal Lot Number	33
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1032
Census Tract	951700

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12349 HIDDEN BAY DR, BERLIN, MD 21811-2750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 26, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Apr 5, 2023 · Amount on Record
Deed Document Number	2023
Deed Book / Page	8586 / 162
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 7, 2023
Property Address	12349 HIDDEN BAY DR, BERLIN, MD 21811-2750
Document Number	0085860162
Book / Page	8586 / 162
Map Reference	MB SVH196 PG 60-82
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,208.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12349 HIDDEN BAY DR, BERLIN, MD 21811-2750

Mortgage

Document Number	0085860168
Date	Jun 7, 2023
Instrument	8586-0168

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 26, 2022
Property Address	12349 HIDDEN BAY DR, BERLIN, MD 21811-2750
Document Number	0084290304
Book / Page	8429 / 304
Map Reference	MB 196 PG 60-82
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	32448 ROYAL BLVD UNIT 1, 1, DAGSBORO, DE 19939-3899
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,833 (+7.01%)	$807,300 (+21.02%) Land $251,900 Building $555,400
2025	$6,157.00 (+14.25%)	$667,100 (+18.46%) Land $221,900 Building $445,200	$667,100 (-) Land $221,900 Building $445,200
2023	$5,389.00 (+170.94%)	$563,167 (+170.88%)	$667,100 (+220.88%) Land $221,900 Building $445,200
2022		$207,900 Land $207,900	$207,900 Land $207,900
2021	$1,989.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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