Stearns County property record for 12349 287th St, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,541 sqft · built 1968 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,714 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-20903-0000 |
| Primary APN | 31-20903-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,541 sqft Living Area |
| Gross Area | 1,915 sqft |
| 1st Floor Area | 1,027 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rambler |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft |
| Lean-To | 252 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 31.20903.0000 |
|---|---|
| Street Address | 12349 287TH ST |
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.00 A PT OF SE4NE4 BEG 84' N OF SE COR - S88D W 335' - N 285' - S88D W 20' - N 960' TO N LN - E 355' TO NE COR - S 1245' TO |
| Legal Range | 29 |
| Legal Township | 124 |
| Legal Section | 19 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 11305 |
Source: Stearns County records, as of July 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12349 287TH ST, SAINT JOSEPH, MN 56374-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | St. Joseph Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,714.00 | $325,000 Land $118,300 Building $206,700 | $325,000 Land $118,300 Building $206,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Midco Fixed Wireless | 100 / 20 |
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