12348 Spring Rd SE, Chatfield, MN 55923 Property Records

Olmsted County property record for 12348 Spring Rd SE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,824 sqft · built 1900
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,714 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52.23.24.039391`

Property Details

APN / Parcel Number

Primary APN	`52.23.24.039391`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,824 sqft Living Area
1st Floor Area	1,412 sqft
2nd Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Cellar	Cellar
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	167,270 sqft (3.84 acres)
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	641 sqft
Shed	1 Shed
Shed Area	1,953 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12348 SPRING RD SE
City	CHATFIELD
State	MN
Zip	55923-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-105 RANGE-012 3.84 AC TH PT NW14 DES AS FOLLOWS BEG AT A PT ON S LINE NW14 WH IS 718.79FT FR THE SWCOR NW14 TH NE
Legal Range	12
Legal Township	105
Legal Section	23
Jurisdiction	OLMSTED MN
Township / Civil Division	ORION
Census Block Group	1
Census Block	1090
Census Tract	2000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12348 SPRING RD SE, CHATFIELD, MN 55923-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & M COMMUNITY BANK NA
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage F&M COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	12348 SPRING RD SE, CHATFIELD, MN 55923-2811
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1534460
Date	May 10, 2021
Instrument	A-1534460

Lender

Name	F & M COMMUNITY BANK NA
Type	Bank
Address	PRESTON, MN 55965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	12348 SPRING RD SE, CHATFIELD, MN 55923-2811
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1444956
Date	Mar 14, 2018
Instrument	A-1444956

Lender

Name	F&M COMMUNITY BANK NA
Address	PRESTON, MN 55965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Orion Township
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,714.00 Homeowner's exemption
2025		$421,900 Land $73,700 Building $348,200	$429,600 Land $75,000 Building $354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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