12348 Rustic Meadow Dr, Indianapolis, IN 46229 Property Records

Hancock County property record for 12348 Rustic Meadow Dr, Indianapolis, IN 46229

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,390 sqft · built 2018
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2021)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-05-26-203-097.000-007`

Property Details

APN / Parcel Number

Primary APN	`30-05-26-203-097.000-007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	3,757 sqft
2nd Floor Area	1,023 sqft
Basement Area	1,023 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	300526203097000007
Street Address	12348 RUSTIC MEADOW DR
City	INDIANAPOLIS
State	IN
Zip	46229-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUTUMN WOODS S3 L97
Legal Subdivision	AUTUMN WOODS
Jurisdiction	HANCOCK IN
Township / Civil Division	BUCK CREEK
Census Block Group	1
Census Block	1014
Census Tract	410901

Owner

12348 Rustic Meadow Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hancock County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	202115163
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907620
Date	Jul 31, 2019
Instrument	201907620

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Bank
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Sep 13, 2021
Property Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850
Document Number	0202115163
Map Reference	DOC 201713112
Instrument Date	Sep 3, 2021
Instrument	202115163
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850

Mortgage

Document Number	0202115164
Date	Sep 13, 2021
Instrument	202115164

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Dec 19, 2018
Property Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850
Document Number	0201813055
Map Reference	DOC201713112
Instrument Date	Dec 14, 2018
Instrument	201813055
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12348 RUSTIC MEADOW DR, INDIANAPOLIS, IN 46229-3850

Mortgage

Document Number	0201813056
Date	Dec 19, 2018
Instrument	201813056

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12348 Rustic Meadow Dr was $3,534, down 14.5% from the year before.

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Buck Creek Township
Municipality	Cumberland Town
Unified School District	Mount Vernon Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (-14.51%)	$352,400 (+0.66%) Land $60,000 Building $292,400	$352,400 (+0.66%) Land $60,000 Building $292,400
2024	$4,134.00 (+17.18%)	$350,100 (+6.77%) Land $60,000 Building $290,100	$350,100 (+6.77%) Land $60,000 Building $290,100
2023	$3,528.00 (+14.96%)	$327,900 (+16.57%) Land $60,000 Building $267,900	$327,900 (+16.57%) Land $60,000 Building $267,900
2022	$3,069.00 Homeowner's exemption	$281,300 Land $24,700 Building $256,600	$281,300 Land $24,700 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12348 Rustic Meadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12348 Rustic Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Indiana Communications, Verizon.

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