Bay County property record for 12348 E Main St, Fountain, FL 32438
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 2011 |
| Lot Size | 0.321 acres (13,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Mar 2019) |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01436-000-000 |
| Primary APN | 01436-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,998 sqft (0.321 acres) |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12348 E MAIN ST |
|---|---|
| City | FOUNTAIN |
| State | FL |
| Zip | 32438-2463 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | FOUNTAIN RE PLAT LOT 5 & 6 BLK 21 ORB 4103 P 1266 |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOUNTAIN RE PLAT |
| Legal Block | 21 |
| Legal Lot Number | 5,6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 302 |
12348 E Main St, a mobile home, is owned and occupied by an individual who bought it in March 2019.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12348 E MAIN ST, FOUNTAIN, FL 32438-2463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Mar 26, 2013 · Amount on File |
| Deed Document Number | 201929965 |
| Deed Book / Page | 4103 / 1266 |
| Prior Transfer Date | Jan 8, 2016 |
| Prior Transfer Doc | 0037660975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 21, 2019 |
| Property Address | 12348 E MAIN ST, FOUNTAIN, FL 32438-2463 |
| Document Number | 0041031266 |
| Book / Page | 004103 / 001266 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 29965 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12348 E MAIN ST FOUNTAIN FL 324382463, FOUNTAIN, FL 32438-2463 |
| Document Number | 41031268 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 004103/001268 |
| Instrument | 29966 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Mar 20, 2042 |
The 2025 property tax bill for 12348 E Main St was $644, up 4.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 (+4.55%) | $48,967 | $56,159 Land $6,630 Building $49,529 |
| 2024 | $616.00 (+0.33%) | ||
| 2023 | $614.00 (+32.33%) | $52,751 (+43.39%) Land $6,630 Building $46,121 | $52,751 (+43.39%) Land $6,630 Building $46,121 |
| 2022 | $464.00 | $36,789 Land $6,630 Building $30,159 | $36,789 Land $6,630 Building $30,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12348 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12348 E Main St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 10 / 1 |
May also be available: Verizon.
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