12348 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12348 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2019
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$200,639 (Mar 2019)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106524-0495`

Property Details

APN / Parcel Number

Primary APN	`106524-0495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12348 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 64
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Lot Number	64
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12348 CHERRY BLUFF DR, 1, JACKSONVILLE, FL 32218-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	201948046
Deed Book / Page	18705 / 2236
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12348 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193412132
Date	Aug 24, 2020
Book Page	19341/2132
Instrument	2020185054

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 4, 2019
Property Address	12348 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0187052236
Book / Page	18705 / 2236
Map Reference	MB 71 PG 186-192
Instrument Date	Feb 25, 2019
Instrument	2019048046
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12348 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	2019048047
Date	Mar 4, 2019
Instrument	2019048047

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,549 (+2.7%)	$223,803 (-0.19%) Land $65,000 Building $158,803
2025	$2,938.00 (+8.9%) Homeowner's exemption	$185,540 (+5.99%)	$224,235 (-4.87%) Land $70,000 Building $154,235
2024	$2,698.00 (+3.06%)
2023	$2,618.00 (+9.49%) Homeowner's exemption	$175,060 (+3%)	$235,714 (+5.89%) Land $65,000 Building $170,714
2022	$2,391.00 Homeowner's exemption	$169,962	$222,607 Land $60,000 Building $162,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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